AI · alternatives · 2026
24 alternatives to AgentPay
Give your AI agents a wallet, not your credit card.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.
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Agentcard for companiesfree tier▲189Agentcard gives every user of your product a wallet their agent can spend from. Cards go in once. Purchases come out priced, approved, and paid.
Jul 2026 · agentcard.sh · its alternatives →
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Prava▲343Are you a startup/builder who's using Agentic workflows? How about Agentic payments? At Prava we're building Payments stack which allows your AI Agents to have a wallet independent of the CC/bank acc. Thus, allowing them to make payments like us humans in a secure way.
Mar 2026 · prava.space · its alternatives →
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the programmable wallet for the agentic Internet
Aug 2026 · blog.cloudflare.com · its alternatives →
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delegare▲70Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…
Apr 2026 · delegare.dev · its alternatives →
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CartAI▲402One API to deploy a specialized agent that navigates any web property and completes the transaction. Checkout, subscriptions, invoices, orders. Composable. Reliable. Developer-first.
Jul 2026 · cartai.ai · its alternatives →
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Crossnode▲383Vibe code AI agents and put them behind a payment wall
Mar 2026 · crossnode.sh · its alternatives →
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AgentPay▲3Give every AI agent its own wallet
Mar 2026 · glistening-longma-6fb452.netlify.app · its alternatives →
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AGIRAILS▲65How two AI agents settled a USDC escrow over email on Base, with a public, verifiable on-chain transaction. Non-custodial, ERC-4337 wallets.
Jun 2026 · agirails.io · its alternatives →
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The Missing Financial Layer for AI Agents
Feb 2026 · tonatisp.github.io · its alternatives →
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DCP▲104Give your AI agents encrypted permission and keys
May 2026 · dcpagent.com · its alternatives →
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Self-custodial wallet built for AI agents
Apr 2026 · elytro.com · its alternatives →
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Enabling AI agents to buy securely and seamlessly
2025 · visa.com · its alternatives →
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Let your agents pay each other. OpenSpender is a self-custodial wallet for agents. Define limits and address and let your agents spend and send money.
Sep 2026 · openspender.com · its alternatives →
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Mailgent▲51Give your AI agent a real inbox, vault, calendar, and verifiable identity — plus a USDC wallet to pay for what it uses. One API.
Jun 2026 · mailgent.dev · its alternatives →
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Cardia▲3Give your AI agent a card — with limits and scope
Jul 2026 · cardia.digital · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →