Commerce · alternatives · 2026

24 alternatives to Bad Credit Equipment Financing

Getting the Equipment You Need, Even If You Have Bad Credit

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Bad Credit Equipment Financing launched in 2022; newer entries below may have overtaken it.

1. 1
   Stripe Capital▲517

   Access to fast, flexible financing to grow your business

   2019 · its alternatives →

2. 2
   Perch Credit▲191

   Use recurring expenses to boost your credit score

   2021 · its alternatives →

3. 3
   Lease Funders▲1

   Equipment Leasing

   2022 · its alternatives →

4. 4
   Pinch▲197

   Improve your credit score with your rent payments

   2018 · its alternatives →

5. 5
   Bootstrapp▲224

   157 equity-free funding options for your company.

   2020 · its alternatives →

6. 6
   Underpay▲87

   You don't need a credit card to earn rewards (anymore)

   2022 · its alternatives →

7. 7
   Safely Finance▲124

   Offer renters move-in and lease break financing from 0% APR

   2021 · its alternatives →

8. 8
   Commery▲122

   The online commercial leasing marketplace

   2021 · its alternatives →

9. 9
   Money Score▲87

   Know your financial health

   2022 · its alternatives →

10. 10
    Tally▲267

    Helping you pay and organize your credit cards

    2017 · its alternatives →

11. 11
    Method Financial▲160

    Embed debt repayment into your app in minutes.

    2021 · its alternatives →

12. 12
    Keebo▲94

    A radical credit card that sets you up for the future

    2021 · its alternatives →

13. 13
    Seller Finance Marketplace▲57

    Financing but no banks

    2023 · its alternatives →

14. 14
    CreditLadder▲98

    Improving credit scores through on time rent payments

    2016 · its alternatives →

15. 15
    Clyde▲89

    Finds your best card based on how you spend

    2021 · its alternatives →

16. 16
    Options Exercise Financing By Secfi▲122

    Exercise your startup options without the risk

    2020 · its alternatives →

17. 17
    Purchase Plan▲81

    Not a wish list but a plan

    2022 · its alternatives →

18. 18
    Help Main Street▲108

    Buy gift cards to support local business during COVID-19

    2020 · its alternatives →

19. 19
    Next▲123

    Personal financing made easy for iOS and OSX

    2014 · its alternatives →

20. 20
    Gradement▲72

    Stock scores and factors to help with your DIY research

    2023 · its alternatives →

21. 21
    Financier▲73

    Calculate your home and car credit easily

    2022 · its alternatives →

22. 22
    MyCreditPlan.com – Smart Debt Repayment▲12

    Get out of debt, save interest, and boost your credit score

    2024 · its alternatives →

23. 23
    Start Up Business Financing▲1

    Startup Business Loans with Bad Credit

    2022 · its alternatives →

24. 24
    Style Lend ▲84

    Rent & Lend designer pieces from stylish closets near you

    2015 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →