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AI · alternatives · 2026

24 alternatives to Byoky

Share your AI budget without sharing your keys

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1
    MoDev▲106

    The AI dev environment built for your phone.

    May 2026 · modev.app · its alternatives →

  2. 2
    Cuely▲140

    Pay-as-you-go chatGPT Plus with 5M free token credits

    2023 · cuely.ai · its alternatives →

  3. 3
    Aymo AI▲170

    All-in-one AI Platform for Teams

    Jul 2026 · aymo.ai · its alternatives →

  4. 4

    World's first financial AI-assistant for digital currencies

    2019 · coin.xyz · its alternatives →

  5. 5

    AI-powered PR reviews to speed up GitHub workflows

    2025 · pullsense.com · its alternatives →

  6. 6
    Memoriq▲130

    Archive and search saved conversations from ChatGPT, Claude, Gemini, and Grok in one encrypted AI chat vault.

    Jun 2026 · memoriq.me · its alternatives →

  7. 7
    tochat▲13

    Build Custom AI Agents with Gemini. BYOK, RAG & Actions

    Dec 2025 · tochat.at · its alternatives →

  8. 8

    Shop smarter with Minty, your AI-powered savings buddy. Discover hidden deals, earn Cashback, and make the most of your online shopping. Join now for a $10 welcome bonus!

    2012 · addshoppers.com · its alternatives →

  9. 9

    Hi guys, am building SecureLend.ai and when working on our underwriting agents (free trial, paid after) I had issues with seamless payment options. Of course I looked at x402 which I believe is a great protocol but not a fan of a) sharing private keys with the agent b) having a human in the loop or c) similar workaround e.g. pre-funded wallets So I started building out a solution. For my use case it was important to not only have stablecoins but also a fiat rail which is now implemented using Stripe. Initially I build a mandate system internally but am very glad and big shoutout to the guys…

    Apr 2026 · delegare.dev · its alternatives →

  10. 10

    Hey HN, I pay for ChatGPT, Claude, Cursor, and use Gemini through work. Four vendors, four separate conversation histories, four profiles of how I think. None of them talk to each other. Switch providers and you start over. So I built a system where the memory is mine. I run a knowledge graph in Postgres (Supabase, free tier) with pgvector for semantic search. A small MCP server reads and writes to it. That server sits behind an MCP Gateway on a $6/month VPS, along with Brave Search and a GitHub server. TypingMind connects to the gateway as a BYOK client -- any model, any device, same…

    Mar 2026 · github.com · its alternatives →

  11. 11

    Bring your API keys for unlimited AI content

    2024 · get.typeboss.com · its alternatives →

  12. 12

    Access ChatGPT, Claude, Gemini, Grok, and more in one place

    2025 · duple.ai · its alternatives →

  13. 13

    AI that actually controls your Windows/Mac desktop - clicks, types, automates workflows across any application. Native OS integration, not cloud APIs. Built this because I was tired of AI that could only chat. Free tier (Gemini) + paid tier (Claude) for reliable automation. The AI can automate complex workflows, manage files/emails, control browsers and native apps. Just launched 2 weeks ago. What workflows would you want automated?

    2025 · aioscompanion.com · its alternatives →

  14. 14

    Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/

    Nov 2025 · buildyourbudget.com · its alternatives →

  15. 15
    Willow▲31

    Own your personal AI agent. Runs locally.

    Jul 2026 · willowai.app · its alternatives →

  16. 16

    One subscription. Every AI — ChatGPT, Gemini, Grok & more.

    Oct 2025 · multiai.live · its alternatives →

  17. 17

    Your Privacy-First AI Chief of Staff for Mac (BYOK)

    May 2026 · apps.apple.com · its alternatives →

  18. 18

    Move unused tokens. Use someone else's.

    Aug 2026 · tokenlypro.com · its alternatives →

  19. 19

    BakaBags is a small experiment I built over the last week. You paste a public Solana wallet address, the app reads the wallet’s holdings and current market context, and an AI character reacts to the portfolio in a sharp, screenshotable way. Important: it only reads public wallet data. There is no wallet connect, no signing, and no private key access. The idea was to combine onchain data with personality instead of building yet another sterile dashboard. So it sits somewhere between wallet analysis, entertainment, and a shareable crypto-native toy. I’m mainly curious about two things: -…

    Apr 2026 · bakabags.xyz · its alternatives →

  20. 20

    No monthly fees. Generate viral hooks with your own key.

    Jul 2026 · prohooks-ai.pages.dev · its alternatives →

  21. 21

    The definitive directory of BYOK-friendly AI tools

    Nov 2025 · byoklist.com · its alternatives →

  22. 22

    Watch GPT-5.6, Claude Fable 5, Grok and Gemini each paper-trade $100,000 against a rules-based System — free, no signup, every trade logged. Plus nightly AI chess and poker you can play yourself.

    Aug 2026 · aitradingcompetition.com · its alternatives →

  23. 23

    The open AI canvas — your keys, your models, zero lock-in.

    May 2026 · open-canvas-ashy.vercel.app · its alternatives →

  24. 24

    Your money finally makes sense ! Meet Your New AI comapnion.

    Jun 2026 · wiseflowapp.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →