Commerce · alternatives · 2026

24 alternatives to Capita

The AI-native money app

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Fina▲257

   Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.

   2023 · fina.money · its alternatives →

2. 2
   Trillion▲234

   Simplify finances, budget planner and money tracker with AI

   2024 · apps.apple.com · its alternatives →

3. 3
   Monarch AI Assistant▲173

   Makes managing your money as easy as having a conversation

   2023 · monarch.com · its alternatives →

4. 4
   Finimize for iPhone▲248

   Financially savvy in minutes

   2018 · finimize.com · its alternatives →

5. 5
   Copilot for macOS▲126

   Let’s do money better

   2022 · copilot.money · its alternatives →

6. 6
   Finances▲93

   A simple yet thorough money tracking app for iOS 💰

   2018 · apps.apple.com · its alternatives →

7. 7
   Basil Finance▲89

   Track all of your assets with AI precision

   2023 · basil.fi · its alternatives →

8. 8
   Treasury AI▲20

   Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.

   Jun 2026 · treasury.sh · its alternatives →

9. 9
   inBudget▲106

   Personal financial management app

   2016 · inbudget.net · its alternatives →

10. 10
    MoneyCoach▲11

    Personal Finance App For Startup Founders

    2017 · moneycoach.ai · its alternatives →

11. 11
    Fin - Budget Tracker▲69

    Where is your money going? 💸

    2021 · getfin.app · its alternatives →

12. 12
    FinTrack AI▲6

    AI-powered personal Finance Tracker

    2025 · fintrack-ai.com · its alternatives →

13. 13
    Finance App: AI Tracker▲2

    Track spending & get AI financial advice on iOS

    Aug 2026 · thefinanceapp.app · its alternatives →

14. 14
    Finn Tracker▲7

    Finance made easy with AI

    Nov 2025 · bizzybee01.gumroad.com · its alternatives →

15. 15
    Cash Coach AI▲12

    Your AI-powered personal finance coach

    2025 · cashcoach.ai · its alternatives →

16. 16
    MintAi - Expense Tracker▲6

    Track spending with voice & Ai

    2025 · its alternatives →

17. 17
    MoneyPal▲13

    Chat with your Money. India-first AI personal finance app.

    2025 · moneypal.club · its alternatives →

18. 18
    YourMoneyWallet▲6

    An IPhone App that tracks your spending and net worth

    2017 · its alternatives →

19. 19
    Finn Tracker▲5

    make finnance easy whit AI

    Nov 2025 · whop.com · its alternatives →

20. 20
    Wealth Tracker▲2

    Finance, Personal finance, budgeting, investment, AI, credit

    2023 · its alternatives →

21. 21
    Finty: Your Spending, Smarter.▲11

    See your money clearly. All in one app.

    Nov 2025 · finty.tech · its alternatives →

22. 22
    FinAI▲3

    AI finance tracker that understands how you talk

    Feb 2026 · finaien.vercel.app · its alternatives →

23. 23
    Finious▲2

    Know your numbers. Improve what you can.

    May 2026 · finious.ai · its alternatives →

24. 24IM
    I made an AI-finance tracker that let's you chat with your wallet▲12

    2024 · innerwallet.xyz · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →