Dev tools · alternatives · 2026

24 alternatives to Cardinity

Online payment processor, payment gateway & merchant account

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. Cardinity launched in 2020; newer entries below may have overtaken it.

1. 1
   Debitize▲160

   Credit card perks without credit card debt

   2016 · its alternatives →

2. 2
   Final▲454

   Never worry about fraud, breaches, or cancelled credit cards

   2014 · getfinal.com · its alternatives →

3. 3
   Stripe▲408

   Payment integration and management.

   2014 · stripe.com · its alternatives →

4. 4
   Agentcard for companiesfree tier▲189

   Agentcard gives every user of your product a wallet their agent can spend from. Cards go in once. Purchases come out priced, approved, and paid.

   Jul 2026 · agentcard.sh · its alternatives →

5. 5
   Coin (iOS)▲283

   One credit card to rule them all

   2014 · apps.apple.com · its alternatives →

6. 6
   PayRiff▲63

   Digital payment solutions for internet acquiring

   2023 · payriff.com · its alternatives →

7. 7
   Payenium▲71

   Cryptocurrency payment gateway, POS and wallet solutions

   2021 · its alternatives →

8. 8
   ACH payments with Stripe▲281

   Accept bank payments with a few lines of code.

   2016 · stripe.com · its alternatives →

9. 9
   Emburse Expense Card API▲105

   The first card API platform with app integrations

   2016 · emburse.com · its alternatives →

10. 10
    Cardanti Smart Business Card▲132

    One tap, no app. The smart business card everyone can use.

    2020 · its alternatives →

11. 11
    CoinPays Payment Gateway▲89

    Pay securely and quickly with crypto

    2024 · linkbong88moinhat.cool · its alternatives →

12. 12
    Card.io▲134

    Credit card scanning for mobile apps.

    2014 · its alternatives →

13. 13
    ElioPay▲207

    Easily accept PayPal, credit cards and cryptocurrencies 💵

    2018 · eliopay.com · its alternatives →

14. 14
    Paper.xyz▲192

    NFT checkout with credit cards & cross-chain crypto

    2022 · its alternatives →

15. 15
    spliffpay▲97

    Accepting crypto payments made easy

    2024 · its alternatives →

16. 16
    Entropay 2.0▲87

    Create disposable virtual cards + pay online like a local

    2017 · entropay.com · its alternatives →

17. 17
    Cardless▲98

    The future of credit cards

    2021 · cardless.com · its alternatives →

18. 18
    Dots▲143

    Cash for the internet

    2021 · usedots.com · its alternatives →

19. 19
    CycoPay▲54

    Payment processing for high risk businesses

    2022 · its alternatives →

20. 20
    Robinpay▲65

    Payment & loyalty app to eliminate the need for cards

    2021 · robinpayapp.com · its alternatives →

21. 21
    Courtyard.io▲74

    Tokenize, trade, and collect real world assets onchain

    2023 · courtyard.io · its alternatives →

22. 22
    Online Payment Gateway▲2

    Accelerate your business with atom seamless payment gateway.

    2019 · in.nttdatapay.com · its alternatives →

23. 23AI
    Add in-person payments into your app with CardFlight and Stripe▲19

    2013 · cardflight.tumblr.com · its alternatives →

24. 24
    Rebornpay Platform▲6

    Reliable payments for your online business

    2024 · rebornpay.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →