Commerce · alternatives · 2026

24 alternatives to Debitize

Credit card perks without credit card debt

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Debitize launched in 2016; newer entries below may have overtaken it.

1. 1
   Debitize▲19

   Credit card perks without the debt, now on iOS

   2018 · its alternatives →

2. 2
   Debx▲96

   Perks of your credit card, peace of mind of your debit card

   2018 · its alternatives →

3. 3
   Tally▲267

   Helping you pay and organize your credit cards

   2017 · lendingclub.com · its alternatives →

4. 4
   Relief▲202

   The free app that gets rid of your credit card debt

   2021 · relief.app · its alternatives →

5. 5
   Coin (iOS)▲288

   One credit card to rule them all

   2014 · apps.apple.com · its alternatives →

6. 6
   Grain▲156

   Transform your debit card into a credit card

   2020 · trygrain.com · its alternatives →

7. 7
   Petal▲488

   A simple, no-fee credit card

   2017 · petalcard.com · its alternatives →

8. 8
   Empathize▲175

   Manage your credit cards & loans in 1 place

   2020 · empathize.com · its alternatives →

9. 9
   Account & Expense Manager▲91

   App lets you easily manage your day-to-day transactions

   2023 · apps.apple.com · its alternatives →

10. 10
    Debby App▲112

    Personal money tracker

    2019 · apps.apple.com · its alternatives →

11. 11
    BON Credit▲296

    Reduce your debt with AI

    Dec 2025 · apps.apple.com · its alternatives →

12. 12
    Cardless▲98

    The future of credit cards

    2021 · cardless.com · its alternatives →

13. 13
    X1 Card▲128

    A metal credit card based on your income, not credit score

    2020 · robinhood.com · its alternatives →

14. 14
    Bizzy Business Elite Card - XP▲148

    Build business credit, using debit & earn high end rewards

    2023 · its alternatives →

15. 15
    Venmo Card▲206

    A real debit card. For the real world.

    2018 · venmo.com · its alternatives →

16. 16
    Debitize▲6

    Turn your credit card into a debit card

    2016 · its alternatives →

17. 17
    Prize▲59

    Debit card with amazing rewards

    2021 · its alternatives →

18. 18
    Tabbit▲69

    A personal accountant for your group expenses

    2023 · tabbit.cc · its alternatives →

19. 19
    Lastbit Cards▲115

    A card to spend and earn Bitcoin for Europeans

    2021 · play.google.com · its alternatives →

20. 20
    Plastiq▲126

    Make any payment by credit card

    2015 · plastiq.com · its alternatives →

21. 21
    Fold App▲66

    Earn Bitcoin on any purchase

    2022 · foldapp.com · its alternatives →

22. 22
    Cardzen▲92

    Track every credit, perk, and point before it expires

    Jul 2026 · cardzen.ai · its alternatives →

23. 23
    Transactions for iOS▲87

    A unified inbox for all of your cards, with superpowers

    2022 · apps.apple.com · its alternatives →

24. 24
    Underpay▲87

    You don't need a credit card to earn rewards (anymore)

    2022 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →