Commerce · alternatives · 2026

24 alternatives to Debitize

Credit card perks without the debt, now on iOS

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Debitize launched in 2018; newer entries below may have overtaken it.

1. 1
   Debitize▲160

   Credit card perks without credit card debt

   2016 · its alternatives →

2. 2
   Apple Card▲536

   A new kind of credit card from Apple

   2019 · its alternatives →

3. 3
   Stripe iOS SDK▲397

   Accept both Apple Pay and credit card payments easily on iOS

   2016 · its alternatives →

4. 4
   Grain▲156

   Transform your debit card into a credit card

   2020 · its alternatives →

5. 5
   Debx▲96

   Perks of your credit card, peace of mind of your debit card

   2018 · its alternatives →

6. 6
   Underpay▲87

   You don't need a credit card to earn rewards (anymore)

   2022 · its alternatives →

7. 7
   Affirm▲289

   The future of credit, now on your homescreen.

   2017 · its alternatives →

8. 8
   CardPointers▲112

   Easily earn more cash back & points from your credit cards

   2022 · its alternatives →

9. 9
   Relief▲202

   The free app that gets rid of your credit card debt

   2021 · its alternatives →

10. 10
    Pinch▲197

    Improve your credit score with your rent payments

    2018 · its alternatives →

11. 11
    Petal▲486

    A simple, no-fee credit card

    2017 · its alternatives →

12. 12
    Perch Credit▲191

    Use recurring expenses to boost your credit score

    2021 · its alternatives →

13. 13
    Bizzy Business Elite Card - XP▲148

    Build business credit, using debit & earn high end rewards

    2023 · its alternatives →

14. 14
    Petal▲149

    A better way to start building credit — now available!

    2018 · its alternatives →

15. 15
    X1 Card▲128

    A metal credit card based on your income, not credit score

    2020 · its alternatives →

16. 16
    Cardless▲98

    The future of credit cards

    2021 · its alternatives →

17. 17
    Empathize▲175

    Manage your credit cards & loans in 1 place

    2020 · its alternatives →

18. 18
    Privacy.com for iOS▲199

    Create smart, virtual debit cards - now on mobile

    2017 · its alternatives →

19. 19
    Sequin▲135

    A bright coral debit card that builds women’s credit! 💪🏽

    2021 · its alternatives →

20. 20
    momo▲138

    Get the credit card that gives you the most in rewards

    2022 · its alternatives →

21. 21
    Point▲220

    Banking made rewarding

    2019 · its alternatives →

22. 22
    Cardzen▲92

    Track every credit, perk, and point before it expires

    Jul 2026 · cardzen.ai · its alternatives →

23. 23
    Plastiq▲126

    Make any payment by credit card

    2015 · its alternatives →

24. 24
    MyCreditPlan.com – Smart Debt Repayment▲12

    Get out of debt, save interest, and boost your credit score

    2024 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →