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Commerce · alternatives · 2026

24 alternatives to Debx

Perks of your credit card, peace of mind of your debit card

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier. Debx launched in 2018; newer entries below may have overtaken it.

  1. 1
    Debitize▲160

    Credit card perks without credit card debt

    2016 · its alternatives →

  2. 2
    Relief▲202

    The free app that gets rid of your credit card debt

    2021 · relief.app · its alternatives →

  3. 3
    Onedox▲162

    The smart way to manage your household bills 🏡🇬🇧

    2018 · its alternatives →

  4. 4
    Debby App▲112

    Personal money tracker

    2019 · apps.apple.com · its alternatives →

  5. 5

    Agentcard gives every user of your product a wallet their agent can spend from. Cards go in once. Purchases come out priced, approved, and paid.

    Jul 2026 · agentcard.sh · its alternatives →

  6. 6
    N26▲290

    The Mobile Bank

    2016 · n26.com · its alternatives →

  7. 7

    Credit card perks without the debt, now on iOS

    2018 · its alternatives →

  8. 8

    Access your money as soon as you make a sale

    2019 · squareup.com · its alternatives →

  9. 9

    Hey everyone! I just built a mobile app using Expo (React Native) for a platform that moves $6M/month. It’s a neobank used by 6,500+ nonprofit organizations across the world. One of my biggest challenges, while juggling being a full-time student, was getting permission from Apple/Google to use advanced native features such as Tap to Pay (for in-person donations) and Push Provisioning (for adding your card to your digital wallet). It was months of back-and-forth emails, test case recordings, and also compliance checks. Even after securing Apple/Google’s permission, any minor…

    Dec 2025 · hackclub.com · its alternatives →

  10. 10

    Manage your money & track your spending

    2023 · balancepro.money · its alternatives →

  11. 11
    Grain▲156

    Transform your debit card into a credit card

    2020 · trygrain.com · its alternatives →

  12. 12

    Replace your bank account with DeFi

    2021 · outlet.finance · its alternatives →

  13. 13
    X1 Card▲128

    A metal credit card based on your income, not credit score

    2020 · robinhood.com · its alternatives →

  14. 14
    Evolve▲96

    Connect your card and earn up to 15% automatic cash back

    2021 · its alternatives →

  15. 15

    Build business credit, using debit & earn high end rewards

    2023 · its alternatives →

  16. 16

    A virtual debit card for live streamers 💳🎮

    2018 · peeks.com · its alternatives →

  17. 17

    Easily earn more cash back & points from your credit cards

    2022 · cardpointers.com · its alternatives →

  18. 18
    Cardzen▲92

    Track every credit, perk, and point before it expires

    Jul 2026 · cardzen.ai · its alternatives →

  19. 19

    App lets you easily manage your day-to-day transactions

    2023 · apps.apple.com · its alternatives →

  20. 20IB

    This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!

    2025 · rewards.getonecard.io · its alternatives →

  21. 21
    DAB▲58

    All in one payment SaaS platform for entrepreneurs

    2021 · its alternatives →

  22. 22
    Monetal▲82

    Super simple expense tracker💰

    2018 · its alternatives →

  23. 23
    Vaultr▲82

    Personal finance app built for young professionals

    Apr 2026 · vaultr-app.org · its alternatives →

  24. 24

    Earn Bitcoin on any purchase

    2022 · foldapp.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →