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Products that do what I built a tool to manage and compare credit card rewards does

This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!

  1. 1
    PayPing273

    All your recurring payments in one place

    Jan 2026

  2. 2
    momo138

    Get the credit card that gives you the most in rewards

    2022

  3. 3WB

    Hello HN Viewers, So this all started when we got super frustrated trying to figure out payment fees. You know how it goes – you have got a bunch of payment providers, each with their own fee reports, and trying to make sense of all that mess is quite challenging and complex. We thought, why not just build something that pulls all those fee reports together, cleans them up, and makes them actually understandable? So we built a tool that pulls in fee reports from multiple providers, standardizes fee names, and makes it easier to understand all fee types. You can drill down to see the exact…

    2025 · hypersense.io

  4. 4
    Trove128

    Earn more credit card rewards

    2020

  5. 5

    Choose the best credit card, every time

    2024

  6. 6
    Birch157

    Find the best credit card for your spending.

    2016

  7. 7

    Win the credit card rewards, points, and miles game

    2021

  8. 8
    Luci74

    Maximize your credit card rewards

    2022

  9. 9
    Lever85

    Organize, optimize, maximize your credit

    2021

  10. 10
    Cardzen92

    Track every credit, perk, and point before it expires

    Jul 2026 · cardzen.ai

  11. 11TH

    I use points and miles for most of my travel. Every booking comes down to the same decision: use points or pay cash? To answer that, you need award availability across multiple programs, cash prices, your current balances, transfer partner ratios, and the math to compare them. I got tired of doing it manually across a dozen tabs. This toolkit teaches Claude Code and OpenCode how to do it. 7 skills (markdown files with API docs and curl examples) and 6 MCP servers (real-time tools the AI calls directly). It searches award flights across 25+ mileage programs (Seats.aero), compares cash prices…

    Apr 2026 · github.com

  12. 12
    Sugar86

    Chrome extension for maximizing credit card rewards

    2021

  13. 13

    Optimize your credit card usage with one smart card.

    2013

  14. 14IB

    Hey HN! I am a developer working on a startup doing lots of payment integration stuff with payment providers like Stripe. I built a tool to talk to Stripe data, just so that I can answer questions from our team. I turned that into analytics tool (sort of) to answer questions about MRR, churn, revenue etc. (https://www.dataraccoon.io/). There is a two minute demo video on the page if you want to see how it works, or you can use free trial without needing a credit card. I was wondering if you would use such a tool directly in Slack or prefer receiving messages about your metrics…

    2024 · dataraccoon.io

  15. 15

    Know the best credit card to use for every purchase

    Mar 2026

  16. 16

    Your statement knows which card you should swipe

    Jul 2026 · tryswiperight.com

  17. 17MS

    For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

    2023 · financemadelovely.com

  18. 18CC

    Hey HN, I created a credit card for techies and developers that allows you to control when and how it's going to be used. There is also an Open API and a marketplace of 'mini-apps' experiences you can add to the card to make it smarter. I would love your feedback and suggestions to make it even better!

    2022 · klutchcard.com

  19. 19IB

    I built this because I see that grocery savings are achievable in NYC. People usually just go to the store they're used to going to, and it's rarely worth the effort of combing through card cashback, weekly coupons, CPG rebates. Most people leave real money on the table by not stacking them, and even more don't even know that these deals are out there.... so I built a way to automate it. You can use it for free, no login, currently NYC-only with ~690 stores. I built it so that you just search whatever you want (use commas if you want to search multiple items). Or - use the AI tool to help…

    Jul 2026 · sbnyc.app

  20. 20QO

    Hi HN, A while ago I had a mildly depressing realization. Back in 2010, I had around $60k. Like a "responsible" person, I used it as a down payment on an apartment. Recently, out of curiosity, I calculated what would have happened if I had instead put that money into NVIDIA stock. I should probably add some context. For over 10 years I've worked as a developer on trading platforms and financial infrastructure. I made a rule for myself - never trade on the market. In 2015, when Bitcoin traded about 300 usd, my brother and I were talking about whether it was a bubble. He made a bold claim that…

    Feb 2026 · shouldhavebought.com

  21. 21

    Stack portals, cards & coupons to maximize every purchase

    Jun 2026 · cashbackstacker.com

  22. 22IB

    Hey HN, I've just begun my solopreneur journey. I've been a "serial starter" - often starting projects and never seeing them through, and I have finally finished my first project! Maybe this sentiment resonants with some of you, let me know in the comments below I built this tool as a simple no-risk method for turning more visitors into customers by A/B testing your sale promotions and automatically displaying the promotion with the highest conversion rate. Did you know that increasing your conversion rate by just half a percent can have a dramatic impact on your sales without needing…

    2024 · smartsalebanner.com

  23. 23SA

    Hello HN, I’m Sidwyn and I built a Chrome extension called Score. Score searches the web to find you similar, better options for cheaper. It analyzes product images as you browse, finds visually similar items, and sorts them by price or similarity. This lets you discover affordable options. I started Score when I discovered my friend’s identical TV stand had cost >50% less – and so the idea popped into my head. If I could auto-image search as I browsed the web, I could probably save a ton of money. So I created Score. And I’ve saved a few hundred dollars since. Score works really well for…

    2023 · getscore.app

  24. 24

    Which card in your wallet earns the most, at any store

    19d ago · swipecaddy.com

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