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Life & fun · July 16, 2025

The Card Caddie

I’m relatively new to the whole “credit card game” but over the past year I’ve been optimizing my daily spending for points. In August I’m heading to Southeast Asia for a year, and I have all my flights covered using points earned just from everyday spending. Keeping track of all the different rewards categories was confusing, so I built The Card Caddie, a free tool that helps you figure out which credit card to use for each purchase to maximize points and perks. It’s pretty simple right now, but I’d love feedback, ideas, or any suggestions for features that would actually help you. Website:…

The Card Caddie launched on July 16, 2025 with 11 votes, #1,852 of 9,223 launches that month and more than 50% of that year's launches. The site was still online in September 2026, 1 year on.

Visit thecardcaddie.com ↗The Card Caddie alternativestop 20% of July 2025

What it does

Free website and chrome extension that estimates merchant categories from website domains and provides personalized credit card recommendations, without any personal info!

Free tool that instantly shows which of your credit cards earns the most at every store, online or in person. Built by one person who traveled for nine months on the points. No card numbers required.

With credit card rewards, you could be saving more than you think. I love travelling for as cheap as possible. Credit card rewards offer travel benefits redeemable from regular spending. I figured I could travel full time (for cheap) by timing credit card sign-on bonuses and optimizing my spending. I got so many rewards that I decided to travel for nine months through Southeast Asia and Australia, where I got 36 hotel nights and 5 flights for free. The system isn't complicated, it is just tedious. Every purchase is a small decision, and getting it wrong costs you a little at a time. The Card Caddie does one thing: it tells you what card to use anytime you pay, so you can travel like me: for…from thecardcaddie.com

In the maker’s words, at launch

I’m relatively new to the whole “credit card game” but over the past year I’ve been optimizing my daily spending for points. In August I’m heading to Southeast Asia for a year, and I have all my flights covered using points earned just from everyday spending. Keeping track of all the different rewards categories was…

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