Commerce · alternatives · 2026

24 alternatives to Eclipse: Digital Wallet

Choose the best credit card, every time

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Eclipse: Digital Wallet launched in 2024; newer entries below may have overtaken it.

1. 1
   Birch▲157

   Find the best credit card for your spending.

   2016 · bugiscredit.sg · its alternatives →

2. 2
   Coin (iOS)▲288

   One credit card to rule them all

   2014 · apps.apple.com · its alternatives →

3. 3
   Cardfit▲12

   Find the best credit card for you

   2025 · resedagroup.com · its alternatives →

4. 4
   Stratos Card▲198

   All your cards in one

   2015 · stratoscard.com · its alternatives →

5. 5
   Birch 2.0▲174

   Mint.com for credit card rewards 💰 ✈️

   2016 · joinbirch.com · its alternatives →

6. 6
   Card.io▲134

   Credit card scanning for mobile apps.

   2014 · its alternatives →

7. 7
   Alloy Card▲116

   Alloy Card is the first credit card with automation

   2020 · its alternatives →

8. 8IB
   I built a tool to manage and compare credit card rewards▲87

   This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!

   2025 · rewards.getonecard.io · its alternatives →

9. 9
   Bestcard▲6

   Maximize your credit card earnings

   2023 · apps.apple.com · its alternatives →

10. 10
    Wallaby Financial▲67

    Optimize your credit card usage with one smart card.

    2013 · its alternatives →

11. 11
    X1 Card▲128

    A metal credit card based on your income, not credit score

    2020 · robinhood.com · its alternatives →

12. 12
    Incard▲154

    Redefining finance for digital commerce

    2025 · incard.com · its alternatives →

13. 13
    Karta▲87

    Smart credit cards for business

    2021 · karta.io · its alternatives →

14. 14
    Tapito▲81

    All your credit cards on one device

    2016 · tapito.co · its alternatives →

15. 15
    Plastiq▲126

    Make any payment by credit card

    2015 · plastiq.com · its alternatives →

16. 16
    Card Vault - Digital Wallet▲65

    Secure, one-tap card access

    2024 · apps.apple.com · its alternatives →

17. 17
    Wallet▲80

    Manage your finances

    2021 · apps.apple.com · its alternatives →

18. 18
    Finly▲68

    Personalized credit card finder

    2023 · finlywealth.com · its alternatives →

19. 19
    ONE Card - Smart Credit Card▲8

    Meet the all in ONE credit card you'll ever need.

    2016 · starlive.fr · its alternatives →

20. 20
    MoneyCoach▲98

    Manage money, credit cards, budget & track your spending

    2023 · moneycoach.ai · its alternatives →

21. 21
    Lithium▲8

    Discover the best credit card for you - based on your spend!

    2025 · its alternatives →

22. 22
    Luci▲74

    Maximize your credit card rewards

    2022 · joinluci.com · its alternatives →

23. 23
    Keebo▲94

    A radical credit card that sets you up for the future

    2021 · stream.co · its alternatives →

24. 24
    Lunar▲91

    Make the most of your money with this Nordic challenger bank

    2020 · lunar.app · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →