Perqa

What it does

Your wallet's smartest member — never miss a due date, always use the best card. Perqa tells you which credit card in your wallet to use for any purchase in Singapore — search a shop or tap the app where you are, and see the card that earns the most, with the live rate. Drop in a statement and it shows what you left on the table. No bank logins. Free on iOS, Android & web.

Your wallet

Perqa tells you exactly which card to tap — for every merchant, every time. Perqa never connects to your bank. We work with rate tables, not your account. Zero visibility into your actual finances. We only know which cards you own — because you tell us. To calculate what you earned — not to store your data. Nothing is retained after analysis. You own a wallet full of cards — each with different bonus categories, caps, minimum-spend tiers, and exclusions. Perqa keeps track of all of it, so you can just tap the best card without reading the fine print. Tells you the exact card that earns the most at every merchant, in real time. Tracks your progress toward minimum-spend unlocks and warns when…from perqa.app

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