Life & fun · alternatives · 2026

24 alternatives to Luci

Maximize your credit card rewards

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Luci launched in 2022; newer entries below may have overtaken it.

1. 1
   BON Credit▲296

   Reduce your debt with AI

   Dec 2025 · apps.apple.com · its alternatives →

2. 2
   AddUp▲73

   Earn maximum credit card rewards while shopping online

   2022 · its alternatives →

3. 3
   RewardMax▲6

   Maximize credit card rewards—no spreadsheets, no stress

   2025 · helpful-sorbet-f40ef2.netlify.app · its alternatives →

4. 4
   Cherry Pick▲3

   Unlock the full potential of your credit cards!

   2025 · cherrypickcc.com · its alternatives →

5. 5
   Luci▲164

   A game to financial freedom

   2024 · apps.apple.com · its alternatives →

6. 6IB
   I built a tool to manage and compare credit card rewards▲87

   This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!

   2025 · rewards.getonecard.io · its alternatives →

7. 7
   Churning AI▲84

   AI assistant for credit card points knowledge

   2023 · its alternatives →

8. 8
   PointDexter▲10

   Find the perfect rewards card for your spending habits

   2025 · pointdexter.cc · its alternatives →

9. 9
   MariaGPT by Kudos▲108

   Get answers to all your credit card questions with AI power

   2023 · site.joinkudos.com · its alternatives →

10. 10
    Eclipse: Digital Wallet▲138

    Choose the best credit card, every time

    2024 · apps.apple.com · its alternatives →

11. 11
    Cardzen▲92

    Track every credit, perk, and point before it expires

    Jul 2026 · cardzen.ai · its alternatives →

12. 12
    Find Me a Card▲72

    Every credit card reward, quantified

    2021 · findmeacard.com · its alternatives →

13. 13
    Trove▲128

    Earn more credit card rewards

    2020 · its alternatives →

14. 14
    Birch▲157

    Find the best credit card for your spending.

    2016 · bugiscredit.sg · its alternatives →

15. 15
    MaxRewards▲23

    Manage your cards. Maximize your rewards.

    2020 · maxrewards.com · its alternatives →

16. 16
    momo▲138

    Get the credit card that gives you the most in rewards

    2022 · its alternatives →

17. 17
    Final 2.0▲225

    Credit card that helps tame subscriptions and conquer fraud

    2017 · getfinal.com · its alternatives →

18. 18
    OneCard AI▲3

    AI powered card for optimal rewards and credit management

    2024 · onecardai.com · its alternatives →

19. 19
    KardoAI▲2

    Maximize Your Card Rewards - Smart Spending, Elevate Rewards

    2024 · apps.apple.com · its alternatives →

20. 20
    PersonaCardAI▲117

    Top 3 ideal customer profiles generated by AI

    2022 · its alternatives →

21. 21
    SaveSage▲20

    Maximise your credit card and loyalty program rewards!

    2025 · savesage.club · its alternatives →

22. 22
    Paymelo▲7

    Maximize your credit card rewards

    2025 · its alternatives →

23. 23
    Card Curator▲98

    Win the credit card rewards, points, and miles game

    2021 · its alternatives →

24. 24
    Sugar▲86

    Chrome extension for maximizing credit card rewards

    2021 · chromewebstore.google.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →