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Commerce · alternatives · 2026

24 alternatives to HCB Mobile – financial app built by 17 y/o, processing $6M/month

Hey everyone! I just built a mobile app using Expo (React Native) for a platform that moves $6M/month. It’s a neobank used by 6,500+ nonprofit organizations across the world. One of my biggest challenges, while juggling being a full-time student, was getting permission from Apple/Google to use advanced native features such as Tap to Pay (for in-person donations) and Push Provisioning (for adding your card to your digital wallet). It was months of back-and-forth emails, test case recordings, and also compliance checks. Even after securing Apple/Google’s permission, any minor…

HCB Mobile is a financial app built with React Native that serves as a neobank for nonprofit organizations. The app processes $6 million monthly for over 6,500 nonprofits worldwide and includes advanced features like… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1
    HCB▲390

    The open-source, nonprofit neobank

    2025 · hcb.hackclub.com · its alternatives →

  2. 2
    N26▲290

    The Mobile Bank

    2016 · n26.com · its alternatives →

  3. 3
    Expo 2.0▲578

    The fastest way to build an iOS and Android app 📱

    2017 · expo.dev · its alternatives →

  4. 4
    Bucks UI▲287

    A react-native theme for your fintech startup

    2018 · react-native-bucks.epicpxls.com · its alternatives →

  5. 5

    Say goodbye to financial anxiety

    2023 · cashews.finance · its alternatives →

  6. 6

    Build native mobile experiences with Javascript

    2015 · github.com · its alternatives →

  7. 7

    All-in-one Mobile App for your crypto, DeFi and NFTs

    2022 · apps.apple.com · its alternatives →

  8. 8
    8udget▲97

    Budget, invest & track finances - works offline

    Jan 2026 · 8udget.my · its alternatives →

  9. 9

    A React-Native theme for fintech apps

    2017 · react-native-pocket.epicpxls.com · its alternatives →

  10. 10
    Bank.io▲99

    Coded fintech mobile app UI kit for iOS 16

    2022 · appsources.gumroad.com · its alternatives →

  11. 11IB

    Hey HN. I'm a developer and solopreneur. Few months ago I realized I was doing the same thing over and over again: set up onboarding flow, user authentication, payments, connect a DB... So I built ExpoShip for 3 reasons: 1. Save Time and focus on what matters: building a business. 2. Avoid headaches like setting up authentication or handling in-app payments. 3. Get profitable fast. I hope this boilerplate will be as helpful to you as it is for me. Would love your feedback. Rudolfs

    2024 · expoship.dev · its alternatives →

  12. 12

    I’ve been building and selling software since the early 2000s, starting with classic shareware. In 2011, I moved into the App Store world and built an iOS budget app because I needed a simple way to track my own expenses. At the time, my plan was to replace a few larger shareware projects with several smaller apps to spread the risk. That didn’t quite work out — one app, MoneyControl, quickly grew so much that it became my main focus. Fifteen years later, the app is still on the App Store, still actively developed, and still used by people who started with version 1.0. Many apps from that…

    Jan 2026 · primoco.me · its alternatives →

  13. 13

    Open sourcing our neobank for nonprofits has been years in the making. We shared our initial launch here back in 2019 (https://news.ycombinator.com/item?id=19257241). Today, I’m happy to announce that our Ruby on Rails codebase is public on GitHub!

    2025 · hackclub.com · its alternatives →

  14. 14

    Control your budget with voice

    Jul 2026 · arkadwallet.com · its alternatives →

  15. 15
    XWallet▲65

    Digital payments made easy on your mobile device

    2019 · xwallet.pundix.com · its alternatives →

  16. 16TM

    ››Making money with the marquee tag‹‹ § tl;dr: I turned my old OS X Dashboard widget into a native iOS app, now selling around $700 wor...

    2011 · ioswebdevmusings.blogspot.com · its alternatives →

  17. 17

    The live within your means app

    2020 · daylibread.com · its alternatives →

  18. 18
    Monetal▲82

    Super simple expense tracker💰

    2018 · its alternatives →

  19. 19

    We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…

    Nov 2025 · finbodhi.com · its alternatives →

  20. 20
    Vaultr▲82

    Personal finance app built for young professionals

    Apr 2026 · vaultr-app.org · its alternatives →

  21. 21

    DeFi wallet for Android and iOS

    2023 · its alternatives →

  22. 22

    Mobile Wallet Platforms for Business Development

    2025 · addustechnologies.com · its alternatives →

  23. 23

    Get 10x higher credit limits, 4x rewards, and expense automation. Trusted by 5,000+ Canadian businesses. Apply in 8 minutes with no hidden fees.

    2014 · trykeep.com · its alternatives →

  24. 24

    Launch apps in days, not in months | Expo boilerplate

    2025 · expobase.dev · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →