Work · alternatives · 2026
24 alternatives to Monetal
Super simple expense tracker💰
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Monetal launched in 2018; newer entries below may have overtaken it.
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Completely free and no-ads expense tracker
2023 · monetal.app · its alternatives →
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Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Say goodbye to financial anxiety
2023 · cashews.finance · its alternatives →
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Monifi▲69Excel alternative for personal finance management
Dec 2025 · monifi.app · its alternatives →
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🍃 Automate your personal finances – for free, with no ads, and no data collection. - kevinschaich/mintable
2019 · github.com · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.
Mar 2026 · trackm.net · its alternatives →
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See your money clearly. All in one app.
Nov 2025 · finty.tech · its alternatives →
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Minimal, private money manager for iOS — no ads, no payments
Feb 2026 · apps.apple.com · its alternatives →
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Get 10x higher credit limits, 4x rewards, and expense automation. Trusted by 5,000+ Canadian businesses. Apply in 8 minutes with no hidden fees.
2014 · trykeep.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →