Commerce · alternatives · 2026

24 alternatives to Cheq UPI

A better payments app for NRIs and foreigners visiting India

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Cheq UPI launched in 2023; newer entries below may have overtaken it.

1. 1
   UPI Stack for Businesses💸 by Cashfree▲118

   Collect & disburse UPI payments. 1 stack, 15+integrations.

   2020 · cashfree.com · its alternatives →

2. 2
   inai▲214

   Global payments without code

   2021 · inai.io · its alternatives →

3. 3
   Cheqqly▲9

   Receive payments from anywhere

   2018 · its alternatives →

4. 4
   xPay▲229

   Cross-border payment gateway for enterprises

   Jan 2026 · xpaycheckout.com · its alternatives →

5. 5
   Dapi▲74

   A new API to accept bank payments in Latam with free data

   2021 · its alternatives →

6. 6
   Dapi▲187

   Accept zero fee instant payments

   2020 · its alternatives →

7. 7
   Payemoji▲76

   AI-powered payments and conversational commerce

   Apr 2026 · payemoji.com · its alternatives →

8. 8
   Cheqqly▲6

   The simplest way to accept payments for Non-US/UK makers

   2018 · cheqqly-app.firebaseapp.com · its alternatives →

9. 9
   FamPay Numberless Card▲90

   India’s first neobank for teenagers

   2020 · play.google.com · its alternatives →

10. 10
    UPI 2.0▲6

    Indian Unified Payments Interface

    2018 · npci.org.in · its alternatives →

11. 11
    BHIM - Bharat Interface for Money▲11

    Fast, secure & reliable cashless UPI payments on your phone

    2017 · apps.apple.com · its alternatives →

12. 12
    InstaBill▲3

    Create payment links. Collect through UPI. Track settlements

    May 2026 · instabill.live · its alternatives →

13. 13
    Learn UPI. Be a fintech product manager▲27

    World's most innovative fintech rails

    2023 · its alternatives →

14. 14
    Moi▲2

    UPI & cash tracker for Indian weddings

    Jul 2026 · getmoi.in · its alternatives →

15. 15
    MisterPilot▲4

    Pay for AI APIs with UPI, not a credit card

    Jun 2026 · misterpilot.online · its alternatives →

16. 16
    UpiKar▲6

    Collect UPI Payments Instantly By UpiKar

    2025 · upikar.in · its alternatives →

17. 17
    Pay 2 Cash▲3

    Your agent shops. You stay in control.

    Jun 2026 · pay2.cash · its alternatives →

18. 18
    getupilink▲5

    Easily accept UPI payments with shareable UPI Links.

    2024 · getupilink.com · its alternatives →

19. 19
    Dhyan Pay▲4

    Budget your UPI spending — without linking your bank

    Aug 2026 · dhyanpay.in · its alternatives →

20. 20
    HisabKarle▲8

    Turn UPI payment screenshots into expense logs

    Jul 2026 · hisabkarle.com · its alternatives →

21. 21
    Dhanalyser▲5

    AI-powered insights from your bank statements and UPI data.

    Jan 2026 · dhanalyser.com · its alternatives →

22. 22
    Fluxar▲9

    INDIA'S FIRST AUTOMATED COMMUNITY PAYWALL

    Jul 2026 · its alternatives →

23. 23
    CHEQs▲8

    Cheques For Crypto

    2025 · cheqs.com · its alternatives →

24. 24
    ApiPay (by BazarBay)▲7

    Automated Kaspi Pay invoices by phone number for businesses

    Jan 2026 · apipay.kz · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →