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Commerce · alternatives · 2026

24 alternatives to Dhyan Pay

Budget your UPI spending — without linking your bank

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1
    Cheq UPI▲249

    A better payments app for NRIs and foreigners visiting India

    2023 · chequpi.com · its alternatives →

  2. 2

    Payment analytics at your fingertips

    2023 · paynage-yf5adx.flutterflow.app · its alternatives →

  3. 3

    Create & share free UPI payment links & QR codes

    2022 · mypaylink.in · its alternatives →

  4. 4
    Pocket▲202

    Manage all your finances in one place

    2024 · getpocket.money · its alternatives →

  5. 5

    Collect & disburse UPI payments. 1 stack, 15+integrations.

    2020 · cashfree.com · its alternatives →

  6. 6
    Stated▲78

    Privacy-first AI finance tracker

    Apr 2026 · statedmoney.com · its alternatives →

  7. 7
    Soli▲95

    Get paid when you spend

    2022 · unreal.io · its alternatives →

  8. 8

    Track UPI, banks, and joint accounts in one place

    Sep 2026 · glassmoney.app · its alternatives →

  9. 9

    Simply track your money just from your bank statements

    2023 · spendsights.in · its alternatives →

  10. 10
    Reseeit▲95

    A simple receipt tracking app for categorizing your spending

    2018 · apps.apple.com · its alternatives →

  11. 11

    Turn UPI payment screenshots into expense logs

    Jul 2026 · hisabkarle.com · its alternatives →

  12. 12

    Track UPI Payments from Bank SMS in iPhones

    Jul 2026 · finzo.money · its alternatives →

  13. 13

    Budgeting that reads your statement, not your bank login

    Aug 2026 · apps.apple.com · its alternatives →

  14. 14

    Create payment links. Collect through UPI. Track settlements

    May 2026 · instabill.live · its alternatives →

  15. 15
    UpiPe▲3

    Free UPI Payments Links & QR Code Generator

    2022 · upi.pe · its alternatives →

  16. 16
    Dosh▲8

    It’s not points. It’s not coupons. Just cold, hard cash 💸

    2018 · dosh.com · its alternatives →

  17. 17
    Taffy▲7

    Sort, don't budget

    Aug 2026 · taffybuckets.com · its alternatives →

  18. 18

    Easily accept UPI payments with shareable UPI Links.

    2024 · getupilink.com · its alternatives →

  19. 19
    Paytm▲14

    An Alternative to Paper Money for Indians

    2016 · paytm.com · its alternatives →

  20. 20

    Track money without handing your bank login to an app

    Aug 2026 · a2z-finance.a2zfm.workers.dev · its alternatives →

  21. 21
    Finny▲13

    The expense tracker that logs itself

    Sep 2026 · getfinny.app · its alternatives →

  22. 22

    NO KYC, NO Comission UPI Payment Solution For Web and APP

    Apr 2026 · paymentsetu.com · its alternatives →

  23. 23
    Moi▲2

    UPI & cash tracker for Indian weddings

    Jul 2026 · getmoi.in · its alternatives →

  24. 24
    UpiKar▲6

    Collect UPI Payments Instantly By UpiKar

    2025 · upikar.in · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →