Alternatives

Products that do what Dhyan Pay does

Budget your UPI spending — without linking your bank

1. 1
   Cheq UPI▲249

   A better payments app for NRIs and foreigners visiting India

   2023

2. 2
   MyPaylink▲78

   Create & share free UPI payment links & QR codes

   2022

3. 3
   Pocket▲202

   Manage all your finances in one place

   2024

4. 4
   UPI Stack for Businesses💸 by Cashfree▲118

   Collect & disburse UPI payments. 1 stack, 15+integrations.

   2020

5. 5
   Stated▲78

   Privacy-first AI finance tracker

   Apr 2026

6. 6
   SuperPay▲273

   Get paid faster with your own custom payments page

   2019

7. 7
   Soli▲95

   Get paid when you spend

   2022

8. 8
   ARKAD Wallet▲73

   The budgeting app you’ll actually use.

   May 2026 · arkadwallet.com

9. 9
   Reseeit▲95

   A simple receipt tracking app for categorizing your spending

   2018

10. 10
    HisabKarle▲8

    Turn UPI payment screenshots into expense logs

    Jul 2026 · hisabkarle.com

11. 11
    Rollie▲109

    Know where your money goes. Spending tracker for iPhone.

    2019

12. 12
    Finzo Money▲3

    Track UPI Payments from Bank SMS in iPhones

    Jul 2026 · finzo.money

13. 13
    Budgeting▲2

    Budgeting that reads your statement, not your bank login

    21d ago · apps.apple.com

14. 14
    InstaBill▲3

    Create payment links. Collect through UPI. Track settlements

    May 2026 · instabill.live

15. 15
    Taffy▲7

    Sort, don't budget

    Aug 2026 · taffybuckets.com

16. 16
    A to Z Finance Management▲2

    Track money without handing your bank login to an app

    17d ago · a2z-finance.a2zfm.workers.dev

17. 17
    PaymentSetu▲2

    NO KYC, NO Comission UPI Payment Solution For Web and APP

    Apr 2026

18. 18
    Moi▲2

    UPI & cash tracker for Indian weddings

    Jul 2026 · getmoi.in

19. 19
    WiseFlow▲13

    Your money finally makes sense ! Meet Your New AI comapnion.

    Jun 2026 · wiseflowapp.com

20. 20
    PaisaSync▲2

    Private UPI & bank SMS expense tracking, made for India

    10d ago · paisasync.app

21. 21
    Payback: Money & Expenses▲8

    Track who owes what — without a login or a bank connection

    Jun 2026 · apps.apple.com

22. 22
    BuyMeATea▲1

    Your fans want to buy you a chai. Let them.

    Aug 2026 · buymeatea.online

23. 23
    KHRCHA▲2

    Track you expenses for FREE, without installing an app

    Jun 2026 · khrcha.compilr.in

24. 24
    Spendly▲5

    Budgeting, without the spreadsheet

    Jul 2026 · spendly.my

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