A to Z Finance Management
Track money without handing your bank login to an app
What it does
Most finance apps make you hand over bank login credentials before they'll track a single rupee. A to Z Finance doesn't ask for that. Log expenses by pasting a bank SMS or UPI text, uploading a CSV/XLS statement, or typing manually — it reads Indian bank formats (tested against real HDFC statements) and auto-categorizes from your own history. Multi-user with real data isolation, no shared logins. Built by one person managing his own money, not a startup selling your data.
Paste anything — bank SMS, UPI notifications, or just date, description, category, amount lines. One transaction per line works best. Export a statement from HDFC NetBanking — CSV or Excel (.xls/.xlsx) both work — and upload it here. Reads the Date / Narration / Withdrawal / Deposit columns automatically, skips the letterhead and summary text on its own. Debits become expenses (auto-categorized), credits become income. Cross-checks its totals against the statement's own summary block, so you'll see if anything didn't match. Works only if your bank's PDF has a real text layer (not a scanned/printed image). If parsing fails, try the CSV export or Smart paste instead. This app already connects…from a2z-finance.a2zfm.workers.dev
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