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Dev tools · alternatives · 2026

24 alternatives to Circle APIs

Payments, wallets and marketplaces APIs powered by USDC

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Circle APIs launched in 2020; newer entries below may have overtaken it.

  1. 1

    A single API to connect your app with any bank's account

    2017 · teller.io · its alternatives →

  2. 2
    Carbon▲86

    Buy Cryptocurrency Instantly using Credit/Debit

    2019 · its alternatives →

  3. 3

    Real-time data aggregation and asset transfer for fintech

    2022 · meshpay.com · its alternatives →

  4. 4
    x402▲119

    Hi HN – excited to announce x402, initially developed by Coinbase (YC 12) x402 lets any HTTP API charge per request without issuing API keys or storing credit cards. Buyers (humans or AI agents) keep funds in their own wallet and dynamically discover compatible endpoints, call them as usual, and automatically pay a microtransaction in USDC or other tokens to settle. 90 second demo: https://www.youtube.com/watch?v=PV-L2AfLhJg Problem: Every time we want to use a new API we have to: find the service online create a developer account, copy a secret key into env vars, pre-fund or…

    2025 · x402.org · its alternatives →

  5. 5

    Add a cryptocurrency wallet to your application

    2018 · its alternatives →

  6. 6AA

    Hey everyone! I'm Rob and I want to share what I've built - a solid ledger behind simple API: https://decimals.app The ledger is a key piece of any financial system and is easy to get the design wrong, resulting in troubles for making sure money movements are adding up. I took a lot of inspiration from good designs from Square, Uber, and others for the scalability and security aspects. And on the usability side, I applied many concepts from the Ledger CLI, making it very easy to use. I'm really happy I get to show this to you all, thank you for reading about it! Please let me know…

    2020 · its alternatives →

  7. 7

    Instant transfers without banks, borders or fees

    2019 · usdx.cash · its alternatives →

  8. 8

    US Dollar Coin (USDC) is an internet dollar.

    2020 · circle.com · its alternatives →

  9. 9

    Go from crypto to fiat in your bank, in minutes

    2023 · pipes.tech · its alternatives →

  10. 10
    Leto▲127

    Instant borderless USDC transfers by phone number

    2023 · its alternatives →

  11. 11

    "Stripe" for on-chain stablecoin payments

    2021 · its alternatives →

  12. 12

    List your product, share your link, get paid.

    2025 · stablelink.xyz · its alternatives →

  13. 13

    Tokenize, trade, and collect real world assets onchain

    2023 · courtyard.io · its alternatives →

  14. 14

    New API with proof-of-concept Chrome extension

    2014 · bitcoin-wallet-api.github.io · its alternatives →

  15. 15

    The decentralised exchange for interest-earning stablecoins

    2021 · its alternatives →

  16. 16
    Eppy▲3

    Your Crypto Payment Gateway for Stablecoin Payments

    2025 · its alternatives →

  17. 17
    Wedi▲3

    AI Powered Digital Dollars Wallet

    2024 · its alternatives →

  18. 18
    Eurflow▲10

    Coinbase scalping bot

    2024 · its alternatives →

  19. 19

    USDT

    2021 · medium.com · its alternatives →

  20. 20
    USDC▲2

    An open source, smart contract-based stablecoin

    2018 · usdc.com · its alternatives →

  21. 21

    MPC-based digital business wallet with encrypted backup

    2021 · cryptoapis.io · its alternatives →

  22. 22

    Hi HN, I have created a stablecoins bounty community called Stablecoins.club, enabling you to earn USDC through various bounties. It's an open Slack group for anyone to join. You can create bounties in the #bounties channel with USDC payouts, and anyone can submit their solutions by replying to bounty posts for bounty creators to select winners to receive the payouts. Bounties can encompass diverse tasks, such as logo design, providing product feedback, assisting in creating a travel guide for a trip to Japan, and more. Let your creativity flow! Presently, bounty payouts are exclusively in…

    Nov 2025 · stablecoins.club · its alternatives →

  23. 23

    Native crypto and stable coin payments for your business

    2025 · its alternatives →

  24. 24
    Dollex▲8

    Pay with a stablecoin wallet, earn crypto as cashback

    2025 · getdollex.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →