AI · alternatives · 2026
24 alternatives to ClearLedger
AI financial advice based on your real bank data.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
- 1
Peek▲828AI personal finance coach that guides you through decisions
2025 · peek.money · its alternatives →
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Ray▲298I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
Apr 2026 · rayfinance.app · its alternatives →
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Fina▲257Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.
2023 · fina.money · its alternatives →
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Finlingo▲77Your own AI CFO, watching your money on autopilot
May 2026 · finlingo.ai · its alternatives →
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Assetli.app▲32Personal finance & net worth, wired to your AI
Aug 2026 · assetli.app · its alternatives →
- 7
Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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WiseFlow▲13Your money finally makes sense ! Meet Your New AI comapnion.
Jun 2026 · wiseflowapp.com · its alternatives →
- 9
Replace spreadsheets with AI-powered financial clarity
Mar 2026 · clearfinai.com · its alternatives →
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Autonomous▲64Superintelligent financial advisor at 0% advisory fees
Jan 2026 · becomeautonomous.com · its alternatives →
- 12IB
I'm Canadian, live abroad, and my money is scattered across two countries, multiple currencies, banks, brokerages, real estate, and some private equity. No app could hold all of it, and none could answer a simple question like "what's my actual USD exposure?" Brisa pulls everything together (Plaid + manual accounts + real estate + PE, all multi-currency) and puts an AI on top that has my full financial picture in context. Instead of clicking through charts, I can just ask. Would appreciate any feedback!
Jul 2026 · demo.joinbrisa.com · its alternatives →
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Grow wealth smarter with ai-powered net worth management
2025 · vine-finance.com · its alternatives →
- 15
Ask AI for any stock or crypto chart - get instant answers.
2025 · apps.apple.com · its alternatives →
- 16
Professional-grade stock investing, simplified with AI.
Mar 2026 · accountable.finance · its alternatives →
- 17
Your Personal Quant Analyst for Trading.
Jan 2026 · marketcrunch.ai · its alternatives →
- 18
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Your AI Financial Advisor & Autonomous Bookkeeper.
2025 · myledgerai.com · its alternatives →
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- 22
AI Personal Financial Advisor, Investment, Personal finance
2024 · its alternatives →
- 23Candor▲1
The AI advisor that tells you the truth about your money
Mar 2026 · thecandorapp.com · its alternatives →
- 24
Free investment calculators & market intel
Jun 2026 · startinvesting.ai · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →