Commerce · alternatives · 2026

24 alternatives to Collar Protocol

Borrow against crypto without getting liquidated

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Collar Protocol launched in 2024; newer entries below may have overtaken it.

1. 1
   Dharma▲162

   The easiest place to borrow and lend cryptocurrency

   2019 · its alternatives →

2. 2
   Metamouse▲136

   Pay your bills with crypto

   2022 · its alternatives →

3. 3
   WeLendBitcoin▲127

   Lend your bitcoins automatically and earn interest

   2017 · its alternatives →

4. 4
   Argent▲205

   Crypto's first one tap app to earn and invest

   2020 · its alternatives →

5. 5
   Savvy▲243

   Easily accept 7+ cryptocurrencies in your shop or app.

   2018 · its alternatives →

6. 6
   HexPay▲177

   💎 Integrate P2P crypto payments easily

   2024 · its alternatives →

7. 7
   SmartCredit▲82

   Earn interest or borrow crypto in 2 minutes

   2022 · its alternatives →

8. 8
   Hexn.io▲136

   Grow wealth with no stress

   2024 · its alternatives →

9. 9
   BLLNG▲109

   Connect billing with no pain

   2023 · its alternatives →

10. 10
    ETHLend▲79

    Decentralized P2P marketplace to borrow against BTC, ETH

    2019 · its alternatives →

11. 11
    CoinFalcon 2.0▲155

    Buy cryptocurrency with Credit / Debit card

    2019 · its alternatives →

12. 12
    Beam▲132

    The easiest wallet ever, no app, no signup — it just works

    2023 · its alternatives →

13. 13
    Salt Lending▲120

    Blockchain-backed loans. Hold your assets, get your cash.

    2017 · its alternatives →

14. 14DP
    Dharma – Programmable Peer-To-Peer Loans Using Ethereum Smart Contracts▲156

    Hey HN! My name's Nadav Hollander, and I'm the Founder of Dharma. Dharma is building an open-source library that makes it really easy to programatically borrow and lend cryptocurrencies using smart contracts on the Ethereum blockchain. Today we're launching our Alpha Testnet release -- a command line tool that allows you to 1. Access a line of cryptocurrency credit from the command line in under 5 minutes 2. Easily build a bot that auto-invests in loans under hyper-customizable, programmable criteria Check it out: https://github.com/dharmaprotocol/dharma-cli Why I Think…

    2017 · its alternatives →

15. 15
    Soon▲86

    Reimburse your spending w/ crypto gains, powered by OpenAI

    2023 · its alternatives →

16. 16
    Kryptoney▲74

    Accept cryptocurrency payments on your website

    2022 · its alternatives →

17. 17
    iwanttobuybitcoin▲126

    The easiest, fastest, and safest way to buy crypto.

    2020 · its alternatives →

18. 18
    WhaleLend▲91

    Safe and secure way to earn interest on your cryptocurrency

    2019 · its alternatives →

19. 19
    ChainDon▲132

    Empower change, donate with crypto

    2023 · its alternatives →

20. 20
    Nifflr▲112

    Use computer's processing power to earn money for charity

    2017 · its alternatives →

21. 21
    BlockLink▲122

    Linktree for all your crypto wallets and then some

    2021 · its alternatives →

22. 22
    Empower for Crypto▲97

    Auto-sync and track all your crypto on mobile, for free!

    2018 · its alternatives →

23. 23
    toshis▲84

    The only link a bitcoiner needs.

    2020 · its alternatives →

24. 24
    ShopWallet: P2P Crypto Wallet▲77

    Send and receive crypto from your contacts

    2023 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →