Commerce · alternatives · 2026

24 alternatives to Dharma

An open protocol for borrowing/lending cryptoassets

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Dharma launched in 2018; newer entries below may have overtaken it.

1. 1DP
   Dharma – Programmable Peer-To-Peer Loans Using Ethereum Smart Contracts▲156

   Hey HN! My name's Nadav Hollander, and I'm the Founder of Dharma. Dharma is building an open-source library that makes it really easy to programatically borrow and lend cryptocurrencies using smart contracts on the Ethereum blockchain. Today we're launching our Alpha Testnet release -- a command line tool that allows you to 1. Access a line of cryptocurrency credit from the command line in under 5 minutes 2. Easily build a bot that auto-invests in loans under hyper-customizable, programmable criteria Check it out: https://github.com/dharmaprotocol/dharma-cli Why I Think…

   2017 · its alternatives →

2. 2
   Dharma▲162

   The easiest place to borrow and lend cryptocurrency

   2019 · its alternatives →

3. 3
   Kin, from Kik▲149

   A cryptocurrency for an open future

   2017 · its alternatives →

4. 4
   Cryptohawk 2.0▲77

   A hub for all crypto currency needs

   2017 · its alternatives →

5. 5LA
   Legion, an as-simple-as-possible blockchain server written in Haskell▲239

   2017 · github.com · its alternatives →

6. 6AB
   A Browser-based Blockchain▲186

   2017 · nimiq.com · its alternatives →

7. 7ME
   My experimental take on a decentralized ledger▲48

   2015 · github.com · its alternatives →

8. 8MA
   Monocypher: a small, easy to use crypto library▲90

   2017 · loup-vaillant.fr · its alternatives →

9. 9MA
   Misocoin – A barebones Bitcoin-like protocol implemented in Python 3.6▲151

   2017 · github.com · its alternatives →

10. 10OD
    Opensource Desktop Implementation of the Threema Crypto Messenger▲39

    2016 · github.com · its alternatives →

11. 11
    Sia▲159

    Decentralized storage on the blockchain

    2017 · its alternatives →

12. 12CA
    CoinMall Alpha: A Crypto Marketplace for Digital Goods▲156

    2017 · medium.com · its alternatives →

13. 13WR
    Wagyu – Rust library for generating cryptocurrency wallets▲81

    2019 · github.com · its alternatives →

14. 14
    Stellar▲143

    Decentralized protocol for real-world currencies

    2014 · its alternatives →

15. 15HO
    Hyperledger – Open Payments Protocol▲112

    2014 · hyperledger.com · its alternatives →

16. 16
    ZeroNet▲119

    Decentralized websites using Bitcoin cryptography

    2015 · its alternatives →

17. 17LT
    Logcoin – Toy crypto-currency based on a zero-knowledge protocol▲25

    2015 · github.com · its alternatives →

18. 18MT
    Munt – The simplest way to accept cryptocurrencies▲98

    2018 · getmunt.com · its alternatives →

19. 19
    Bitbounce-Credo▲88

    A cryptocurrency spam solution

    2017 · its alternatives →

20. 20MA
    MyCryptoWiki – A free cryptocurrency coin wiki▲60

    2018 · mycryptowiki.com · its alternatives →

21. 21CP
    CryptoProof – post proofs to the Ethereum blockchain for free▲55

    2018 · cryptoproof.org · its alternatives →

22. 22
    Mirror▲81

    An Escrow Exchange for Bitcoin Trading

    2014 · its alternatives →

23. 23AB
    Aysha – Blockchain and cryptocurrencies made simple▲8

    2018 · aysha.io · its alternatives →

24. 24
    CryptoTrakr▲77

    Cryptocurrencies tracker and manager

    2017 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →