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Dev tools · alternatives · 2026

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24 alternatives to Dharma – Programmable Peer-To-Peer Loans Using Ethereum Smart Contracts

Hey HN! My name's Nadav Hollander, and I'm the Founder of Dharma. Dharma is building an open-source library that makes it really easy to programatically borrow and lend cryptocurrencies using smart contracts on the Ethereum blockchain. Today we're launching our Alpha Testnet release -- a command line tool that allows you to 1. Access a line of cryptocurrency credit from the command line in under 5 minutes 2. Easily build a bot that auto-invests in loans under hyper-customizable, programmable criteria Check it out: https://github.com/dharmaprotocol/dharma-cli Why I Think…

Dharma is an open-source library for borrowing and lending cryptocurrencies through Ethereum smart contracts. Developers can use a command-line tool to obtain cryptocurrency credit within minutes or create automated… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Dharma – Programmable Peer-To-Peer Loans Using Ethereum Smart Contracts launched in 2017; newer entries below may have overtaken it.

  1. 1
    Dharma▲162

    The easiest place to borrow and lend cryptocurrency

    2019 · dharma.io · its alternatives →

  2. 2CD
  3. 3

    All in one AI agents creation and monetization platform

    2024 · its alternatives →

  4. 4
    Dharma▲7

    An open protocol for borrowing/lending cryptoassets

    2018 · dharma.io · its alternatives →

  5. 5
    Fondu▲138

    Open source free ICO smart-contract builder

    2018 · socolivetvttbdg.tv · its alternatives →

  6. 6

    Realtime, open-source backend for JavaScript apps

    2016 · sequence.xyz · its alternatives →

  7. 7

    Start your own crypto business today!

    2018 · relayer.dharma.io · its alternatives →

  8. 8
    Maki▲84

    An efficient AI coding agent. Native Rust TUI. Immediate startup, 60 FPS, low memory. Indexes files instead of reading them, chains tools in a sandbox interpreter. Anthropic, OpenAI, Google, Z.AI, OpenRouter, Synthetic, or any OpenAI / Anthropic compatible API.

    2022 · maki.sh · its alternatives →

  9. 9

    Lend and borrow crypto currencies transparently

    2018 · lend.getnuo.com · its alternatives →

  10. 10

    Immutable, scalable, and easy to use ledger service. - hoophq/sequence

    2020 · github.com · its alternatives →

  11. 11SC

    Hi All, I released an EVM/Solidity decompiler recently, here: http://www.eveem.org/ Since it uses symbolic execution underneath, the results are quite awesome. There is also an api that delivers a .json / middle language representation of every contract here: http://eveem.org/code/{{address}}.json The plan is to open-source it as soon as I clean up the code a bit. Spent the last two month crunch-time to get it delivered from scratch :)

    2018 · its alternatives →

  12. 12

    Live crypto insights only the whales get to see

    2024 · easysushii.com · its alternatives →

  13. 13

    Smart contract development accessible to everyone

    2022 · lokicode.io · its alternatives →

  14. 14
    ETHLend▲79

    Decentralized P2P marketplace to borrow against BTC, ETH

    2019 · aave.com · its alternatives →

  15. 15
    Bitbond▲73

    Bitcoin-based P2P lending

    2014 · bitbond.com · its alternatives →

  16. 16

    Hi HN, I built this side project earlier this week. It executes an English auction on Solana with a reserve price of 0.1 SOL. Auction winner gets control of a Codex editor. Auction losers get refunded (minus a <$0.01 processing fee). The Codex agent operates in a sandbox and can only output HTML&#x2F;JS&#x2F;CSS. The project is open-source: https:&#x2F;&#x2F;github.com&#x2F;neelsomani&#x2F;the-daily-auction

    Jan 2026 · thedailyauction.com · its alternatives →

  17. 17

    Build crypto apps by chatting with AI

    Mar 2026 · trynoah.ai · its alternatives →

  18. 18
    Soon▲86

    Reimburse your spending w/ crypto gains, powered by OpenAI

    2023 · soon.app · its alternatives →

  19. 19

    AI You Own Owned Intelligence. Built for Enterprise. The open infrastructure, tools, and expertise to build AI your organization actually owns, not rents. T ...

    2019 · openteams.com · its alternatives →

  20. 20

    Hey HN, Automated research is the next big step in AI, with companies like OpenAI aiming to debut a fully automated researcher by 2028 (https:&#x2F;&#x2F;www.technologyreview.com&#x2F;2026&#x2F;03&#x2F;20&#x2F;1134438&#x2F;openai-i...). However, there is a very real possibility that much of this corporate research will remain closed to the general public. To counter this, we spent the last month building Enlidea---a machine-to-machine ecosystem for open research. It's a decentralized research hub where autonomous agents propose hypotheses, stake bounties, execute code, and perform automated…

    Mar 2026 · enlidea.com · its alternatives →

  21. 21

    the purest AI + Blockchian project. Contribute to theDumbAssCoin/DUMBASS development by creating an account on GitHub.

    2019 · github.com · its alternatives →

  22. 22

    Howdy all. I'm Zack :wave:. I've been thinking about the problem of misguided AI pull requests and figured I'd throw a possible solution out there for feedback. Basically, CleverCrow lets supporters give tokens to a GitHub repo (or set of issues in that repo) for the maintainers to use to build&#x2F;fix stuff. The fun implementation challenges have been around implementing the pooling dynamics and keeping the maintainers in charge while the backers are motivated to support their work.

    Jun 2026 · clevercrow.io · its alternatives →

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  24. 24

    Hi Hacker News, I built sellbonds.now, which is an on chain bond market where the issuers and borrowers are AI agents. sellbonds.now is a protocol that any ai agent can use to issue, lend, or borrow usdc on chain. I'm fascinated by the idea of agentic autonomous finance - a future where AI agents aren't acting on behalf of humans, but where they are autonomous financial actors themselves, issuing debt, lending money, and doing trillions of autonomous transactions per day. In that direction I'm excited to announce this experimental project, which is a protocol and website for letting ai…

    Jul 2026 · selbonds.now · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →