Life & fun · alternatives · 2026

24 alternatives to Earnest

Loans for living life

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Earnest launched in 2014; newer entries below may have overtaken it.

1. 1
   MeetEarnest▲76

   Loans For Living Life

   2014 · earnest.com · its alternatives →

2. 2
   Earnest▲6

   A data-centric personal loan and finance tool.

   2017 · earnest.com · its alternatives →

3. 3
   LendUp▲84

   Micro-loans made simple

   2014 · lendup.com · its alternatives →

4. 4
   LendingHome▲64

   Get a real estate loan. No bank required.

   2015 · kiavi.com · its alternatives →

5. 5
   Avant▲73

   Transparent & convenient personal loans

   2015 · avant.com · its alternatives →

6. 6
   Lenda▲42

   Home Loans online from start to finish

   2014 · lenda.com · its alternatives →

7. 7
   Lending Club▲93

   Credit marketplace for peer-to-peer lending

   2014 · lendingclub.com · its alternatives →

8. 8
   Lend Academy▲64

   Teaching the world about peer to peer lending

   2015 · lendacademy.com · its alternatives →

9. 9
   Self Lender▲12

   Lend Yourself to a Better Life

   2014 · self.inc · its alternatives →

10. 10
    Tuition.io▲71

    Student Loans Made Simple

    2014 · tuition.io · its alternatives →

11. 11
    Buy for life▲66

    A guide to products that will last a lifetime

    2014 · its alternatives →

12. 12
    Fundera▲61

    Small Business Loans Made Easy

    2014 · nerdwallet.fundera.com · its alternatives →

13. 13
    Private Student Loans by Earnest▲71

    A new way to finance education, using tech and design

    2019 · earnest.com · its alternatives →

14. 14
    Ascend▲79

    Loans for borrowers who are better than their credit score

    2017 · its alternatives →

15. 15
    Bricklane.com▲100

    A home for your savings

    2016 · bricklane.com · its alternatives →

16. 16
    Stilt▲16

    Loans for non-US students and working professionals

    2016 · stilt.com · its alternatives →

17. 17
    Even▲105

    Steady your income stream w/ cash mgmt & interest free loans

    2015 · onepay.com · its alternatives →

18. 18
    nerdwallet▲106

    Quora for Finance

    2014 · nerdwallet.com · its alternatives →

19. 19
    AngelList▲181

    Invest in startups online

    2014 · wellfound.com · its alternatives →

20. 20
    Upgrade▲92

    The newest lending startup from the former Lending Club CEO

    2017 · upgrade.com · its alternatives →

21. 21
    YourCapital▲56

    Comprehensive Financial Advice at your fingertips

    2014 · its alternatives →

22. 22
    LendingRobot▲95

    Automated investing on Prosper/Lending Club

    2015 · classic.lendingrobot.com · its alternatives →

23. 23
    Founder Weekly▲126

    The best hand curated links for entrepreneurs and investors

    2014 · founderweekly.com · its alternatives →

24. 24
    SwitchMe▲65

    Compare And Save On Your Existing Home Loan

    2014 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →