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Commerce · alternatives · 2026

24 alternatives to Ernest

An AI based personal banker 💵

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Ernest launched in 2017; newer entries below may have overtaken it.

  1. 1
    Abeâ–²175

    Financial chatbot that monitors your income and expenses

    2017 · yodlee.com · its alternatives →

  2. 2
    Ernestâ–²242

    An AI that finds prospects and drafts tailored sales emails

    2021 · its alternatives →

  3. 3
    Amigo AIâ–²231

    AI-powered personal finance agent

    Oct 2025 · amigo.finance · its alternatives →

  4. 4
    ChatWebby AIâ–²470

    Customized AI chatbot for your sites, docs, audios & videos

    2023 · its alternatives →

  5. 5
    Pocket AIâ–²78

    ChatGPT for personal finance

    2023 · aipocket.co · its alternatives →

  6. 6
    AlphaBot â–²252

    The first AI bot syncing with human expertise in real time

    2024 · its alternatives →

  7. 7

    Makes managing your money as easy as having a conversation

    2023 · monarch.com · its alternatives →

  8. 8
    Alphawatch AIâ–²164

    AI chatbot for financial experts, now available to everyone

    2023 · app.alphawatch.ai · its alternatives →

  9. 9

    Talk to Google Analytics from your Chrome browser

    2018 · chromewebstore.google.com · its alternatives →

  10. 10
    XOBIâ–²125

    The first virtual assistant in personal finance.

    2016 · its alternatives →

  11. 11
    Chipâ–²95

    AI-powered chat bot that automates your savings 💸

    2016 · getchip.uk · its alternatives →

  12. 12
    Wisdomiseâ–²68

    Intelligent financial advisor chatbot for crypto

    2023 · wisdomise.com · its alternatives →

  13. 13
    Typewriting AIâ–²130

    Chatbot that replaces forms

    2025 · ask.typewriting.ai · its alternatives →

  14. 14
    Amigoâ–²82

    AI powered finance management for macOS & iOS

    2024 · apps.apple.com · its alternatives →

  15. 15
    Penfoldâ–²72

    A chatbot that helps you learn about pensions

    2018 · chat.getpenfold.com · its alternatives →

  16. 16
    Albertâ–²82

    AI that knows everything, and knows you

    2023 · getalbert.ai · its alternatives →

  17. 17
    Emerson AIâ–²130

    AI computer you can talk to, powered by GPT-3

    2021 · emersonai.app · its alternatives →

  18. 18
    Lydiabotâ–²98

    Collect and send money as you chat

    2016 · lydia-app.com · its alternatives →

  19. 19
    Parthean AIâ–²99

    A financial expert in your pocket

    2023 · parthean.com · its alternatives →

  20. 20
    OneBotâ–²112

    AI-based conversational commerce tool

    2021 · divante.com · its alternatives →

  21. 21
    Personalyticsâ–²115

    AI that interprets big data on your body and habits

    2020 · its alternatives →

  22. 22
    InsideDocxâ–²107

    AI-powered chatbot for enhanced search of confluence

    2023 · its alternatives →

  23. 23
    AI Brain Bankâ–²75

    The ultimate 'chat with your data' app

    2023 · aibrainbank.com · its alternatives →

  24. 24
    Newmoneyâ–²74

    Easy-to-use crypto wallet, powered by AI

    2024 · newmoney.ai · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →