Commerce · alternatives · 2026

24 alternatives to Digit

SMS bot that monitors your bank account & saves you money

Digit is an SMS-based bot that monitors users' bank accounts and helps them save money automatically. Designed for people looking to build savings without active management, it works by analyzing spending patterns and… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Digit launched in 2014; newer entries below may have overtaken it.

1. 1
   Digit for Facebook Messenger▲117

   Save money, without thinking about it.

   2017 · messenger.com · its alternatives →

2. 2
   Digit▲25

   An artificially intelligent savings account

   2014 · oportun.com · its alternatives →

3. 3
   Digits AI Accounting▲376

   Make confident decisions with smart accounting

   2025 · digits.com · its alternatives →

4. 4
   Chip▲95

   AI-powered chat bot that automates your savings 💸

   2016 · getchip.uk · its alternatives →

5. 5
   SMS Bot Creator▲102

   Automate SMS replies using a bot

   2018 · justcall.io · its alternatives →

6. 6
   digit▲7

   A really nice automatic savings service :)

   2015 · digit.co · its alternatives →

7. 7
   Coin Assistant▲139

   World's first financial AI-assistant for digital currencies

   2019 · coin.xyz · its alternatives →

8. 8
   Digit for iPhone▲197

   Save money without thinking about it

   2016 · apps.apple.com · its alternatives →

9. 9
   Silver Pennies▲99

   Your personal finance AI agent that helps you save money

   2025 · its alternatives →

10. 10
    Amex bot for Messenger▲168

    Real-time notifications about purchases & important info

    2016 · facebook.com · its alternatives →

11. 11
    Pocket AI▲78

    ChatGPT for personal finance

    2023 · aipocket.co · its alternatives →

12. 12
    Simple▲161

    Online banking with automatic budgeting

    2014 · pnc.com · its alternatives →

13. 13
    Neo▲199

    Drive revenue through texting!

    2020 · askneo.io · its alternatives →

14. 14IM
    I made a super easy way to verify users' mobile numbers using SMS▲26

    2015 · digitimate.com · its alternatives →

15. 15
    Digit▲9

    The bank account with a brain

    2021 · its alternatives →

16. 16
    Dollar, the Spendee bot▲73

    Stick to your New Year’s money resolutions

    2018 · messenger.com · its alternatives →

17. 17
    DingoDot▲71

    Autonomous accounting & banking app for small businesses

    2021 · its alternatives →

18. 18
    The Dobot app▲63

    The personal finance app for advice, planning, and saving

    2019 · its alternatives →

19. 19
    OneThing▲99

    An SMS chatbot to help you set and complete daily goals

    2016 · its alternatives →

20. 20
    Monty Frugal▲96

    Messenger Bot to help you track and predict your expenses

    2016 · messenger.com · its alternatives →

21. 21
    SMS Checkout API by Parrot▲71

    Collect money over text with 1 API call

    2022 · prtmb.readme.io · its alternatives →

22. 22
    Five Cents▲104

    Personal money tracker app

    2022 · apps.apple.com · its alternatives →

23. 23
    Personal Finance Using ChatGPT▲13

    Master Your Money -Automate Your Personal Finances

    2025 · amitconnect44.gumroad.com · its alternatives →

24. 24
    Actual▲36

    Track your money, save money.

    2020 · actualbudget.org · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →