Commerce · alternatives · 2026

24 alternatives to FlexPay by Trustly

Empower Consumers to Pay Now or Later with Open Banking

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. FlexPay by Trustly launched in 2022; newer entries below may have overtaken it.

1. 1
   Ramp Flex▲127

   The most flexible way to pay your vendors, ever

   2022 · its alternatives →

2. 2
   Flex Finance▲57

   Business spend management with cards and approvals

   May 2026 · useflexfinance.com · its alternatives →

3. 3
   Trustbond▲166

   Eliminating rental deposits. Enabling access to homes.

   2017 · its alternatives →

4. 4OC
   Offset – Credit card powered by trust between people▲150

   2020 · offsetcredit.org · its alternatives →

5. 5
   Plasso Flexkit▲345

   Powerful payments & e-commerce API without writing code.

   2018 · its alternatives →

6. 6
   Underpay▲75

   Bank-to-bank payments that grow your business

   2023 · its alternatives →

7. 7
   Flexilay Layby & Payment Scheduling▲2

   Modern LayBy & Flexible Payments for Growing Businesses

   Jun 2026 · flexilay.com · its alternatives →

8. 8
   Slope Pay Now▲308

   Most frictionless way to accept payments from businesses

   2023 · its alternatives →

9. 9
   Trustly Instant Payouts▲3

   Real-time payouts in seconds

   2021 · its alternatives →

10. 10
    PangoPay▲76

    Get paid faster.

    2020 · its alternatives →

11. 11
    Current Student Account▲170

    Bringing allowances into the digital age

    2017 · its alternatives →

12. 12
    Streamlined▲153

    B2B payments built for global commerce

    2023 · its alternatives →

13. 13
    Finlyt▲93

    Buy now and pay later with easy and fixed monthly payments

    2016 · its alternatives →

14. 14
    Soon▲86

    Reimburse your spending w/ crypto gains, powered by OpenAI

    2023 · its alternatives →

15. 15
    Shakepay▲153

    The money app for Canadians

    2024 · its alternatives →

16. 16
    SuperPay Recurring▲102

    Recurring payments for customers made simple

    2019 · its alternatives →

17. 17
    WePay Clear ▲97

    Build your own payments product fast with zero risk

    2014 · its alternatives →

18. 18
    CreatePay▲88

    Secure instant payments for the creator economy

    2023 · its alternatives →

19. 19
    Productfy▲82

    The most advanced platform for building fintech applications

    2020 · its alternatives →

20. 20
    Finly▲68

    Personalized credit card finder

    2023 · its alternatives →

21. 21
    Payconsent Beta▲86

    Guarantee on-time payments for all businesses.

    2023 · its alternatives →

22. 22
    Trustora▲12

    Get paid upfront. Secure B2B milestones with Stripe Connect.

    Jan 2026 · trustora.ro · its alternatives →

23. 23
    Kuleanpay▲6

    Your one-stop payment solution

    2023 · its alternatives →

24. 24
    DafriBank Digital LTD▲25

    Banking Without a Border!

    2022 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →