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Growth · alternatives · 2026

24 alternatives to Underpay

Bank-to-bank payments that grow your business

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Underpay launched in 2023; newer entries below may have overtaken it.

  1. 1

    Access to fast, flexible financing to grow your business

    2019 · its alternatives →

  2. 2

    You don't need a credit card to earn rewards (anymore)

    2022 · its alternatives →

  3. 3

    Send business payments to any country in any currency.

    2018 · its alternatives →

  4. 4

    Secure instant payments for the creator economy

    2023 · its alternatives →

  5. 5

    Get paid faster.

    2020 · its alternatives →

  6. 6

    Your payments, banking, and cash flow. Working as one.

    2021 · its alternatives →

  7. 7

    Financial Infra for the AI era

    Aug 2026 · skill.uniwebpay.com · its alternatives →

  8. 8

    Payment solution that increases your conversion rate

    2016 · its alternatives →

  9. 9
    Minipay▲179

    The future of subscriptions, only pay for what you use

    2023 · its alternatives →

  10. 10
    AirPay▲220

    Integrate all payment channels via one single API

    2019 · its alternatives →

  11. 11WS

    Good morning everyone! My co-founder and I recently moved to the UK after working at Robinhood for over 5 years. We were stunned at the fees it was costing us to move money across borders with existing fintech solutions, so we decided to start Atlantic Money - the world’s first fixed fee (with no FX markup) money transfer product. For £3 you can transfer up to £1M. Let us know if you have any questions!

    2022 · atlantic.money · its alternatives →

  12. 12

    The payment link for getting paid worldwide, cheap and fast.

    Jul 2026 · bryktopay.com · its alternatives →

  13. 13
    Unpayd▲139

    Automated invoice collections for small businesses 💰

    2018 · its alternatives →

  14. 14

    A savings-based Buy Now, Pay Later alternative

    2022 · its alternatives →

  15. 15ST

    Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…

    Sep 2025 · smalltransfers.com · its alternatives →

  16. 16

    Earn up to 5.5% APY on your excess cash

    2022 · its alternatives →

  17. 17

    B2B payments built for global commerce

    2023 · its alternatives →

  18. 18
    Paykassma▲174

    High-risk payment gateway for +20% conversion increase

    2024 · its alternatives →

  19. 19
    Growfin▲151

    Finance CRM for streamlining receivables in B2B companies 💰

    2022 · its alternatives →

  20. 20
    AtomPay▲152

    Making it easy for freelancers & solopreneurs to get paid!

    2022 · its alternatives →

  21. 21
    icpay▲100

    Stripe, for crypto.

    Sep 2025 · its alternatives →

  22. 22

    Let Transferty make your payments grow

    2023 · its alternatives →

  23. 23
    Routable▲116

    The simplest way to send B2B payments and invoices

    2019 · its alternatives →

  24. 24

    Accept Payments with 0% Transaction Fees

    2014 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →