Commerce · alternatives · 2026

24 alternatives to Maybuy by Up

A savings-based Buy Now, Pay Later alternative

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Maybuy by Up launched in 2022; newer entries below may have overtaken it.

1. 1
   Uprise▲356

   We optimize your financial life, for free

   2022 · uprise.us · its alternatives →

2. 2
   buywith▲256

   Bringing shopping back to live

   2024 · i.buywith.com · its alternatives →

3. 3
   Underpay▲75

   Bank-to-bank payments that grow your business

   2023 · its alternatives →

4. 4
   Soon▲66

   Automate finances in one app with a Soon Smart Debit Account

   2019 · soon.app · its alternatives →

5. 5
   SimplyBudget▲193

   AI finance manager for teens

   2024 · its alternatives →

6. 6
   Earlybean▲106

   Learning-focused savings app for kids & teens

   2023 · earlybean.co · its alternatives →

7. 7
   Debby App▲112

   Personal money tracker

   2019 · apps.apple.com · its alternatives →

8. 8
   Raise▲109

   The easiest way to save money on the go

   2017 · apps.apple.com · its alternatives →

9. 9
   Daylibread▲73

   The live within your means app

   2020 · daylibread.com · its alternatives →

10. 10
    QuickBudget▲88

    Quickly review your monthly expenses. Free and 100% private!

    2020 · quickbudget.xyz · its alternatives →

11. 11
    goodbuy▲64

    The easy button for conscious shopping!

    2021 · app.trygoodbuy.com · its alternatives →

12. 12
    Steadworth▲78

    Down payment assistance app for homebuyers

    2023 · steadworth.com · its alternatives →

13. 13
    Dosh▲107

    Cash back, auto-magically

    2018 · dosh.com · its alternatives →

14. 14
    Penny, an easy way to track your spending▲89

    Meet Penny, your personal finance coach. Spend smarter, save more, live happier.

    2016 · pennyapp.io · its alternatives →

15. 15
    PangoPay▲76

    Get paid faster.

    2020 · its alternatives →

16. 16
    OyaPay▲92

    Alternative to cash and POS in Nigeria 🇳🇬

    2018 · its alternatives →

17. 17
    QUBER▲73

    Easily save money through fun challenges and goals

    2018 · qubersavings.com · its alternatives →

18. 18
    Koody helps under-35s make smart financial decisions▲18

    Koody UK is a free budgeting app that puts you in command of your money. Track spending, crush debt, grow wealth, and finally feel good about your finances.

    2021 · koody.co · its alternatives →

19. 19
    Up Banking - Smart. Secure. Mobile.▲6

    Super Powered Banking

    2018 · up.com.au · its alternatives →

20. 20
    Truebill for Android▲80

    The app that puts money back in your pocket, now on Android

    2018 · rocketmoney.com · its alternatives →

21. 21
    Rocket Money▲74

    The money app that works for you

    2022 · rocketmoney.com · its alternatives →

22. 22
    Remindoze▲60

    Now, no shying away from asking your own money

    2021 · remindoze.herokuapp.com · its alternatives →

23. 23
    FinBuddy▲57

    Grow your present before growing your future

    2022 · its alternatives →

24. 24
    Social sharing tailored for eCommerce.▲27

    Shop smarter with Minty, your AI-powered savings buddy. Discover hidden deals, earn Cashback, and make the most of your online shopping. Join now for a $10 welcome bonus!

    2012 · addshoppers.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →