Commerce · alternatives · 2026

24 alternatives to Frank

Lend to and borrow money from your friends and family

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Frank launched in 2016; newer entries below may have overtaken it.

1. 1
   LendPal▲68

   Borrow and Lend Money + Items to Friends

   2014 · its alternatives →

2. 2FA
   Frank – A Platform to lend and borrow money between friends and family▲13

   2016 · hifrank.com · its alternatives →

3. 3
   Omni Lending▲228

   Instantly lend anything you own to your friends.

   2016 · its alternatives →

4. 4
   Vouch▲90

   Friend powered finance

   2014 · vouchmoney.com · its alternatives →

5. 5
   Lending Club▲93

   Credit marketplace for peer-to-peer lending

   2014 · lendingclub.com · its alternatives →

6. 6
   LendUp▲84

   Micro-loans made simple

   2014 · lendup.com · its alternatives →

7. 7
   Lend Academy▲64

   Teaching the world about peer to peer lending

   2015 · lendacademy.com · its alternatives →

8. 8
   LendingCrowd▲111

   Peer-to-peer lending in your pocket

   2015 · lendingcrowd.com · its alternatives →

9. 9
   Zelle▲115

   Money-transfer app from the big banks and credit unions

   2016 · zelle.com · its alternatives →

10. 10
    YNAB (You Need a Budget)▲208

    Gain control of your money

    2015 · ynab.com · its alternatives →

11. 11
    Puddle▲93

    Borrow money easily and cheaply from your community.

    2014 · its alternatives →

12. 12
    WeLendBitcoin▲127

    Lend your bitcoins automatically and earn interest

    2017 · its alternatives →

13. 13
    Comparably▲194

    See what people like you get paid

    2016 · comparably.com · its alternatives →

14. 14
    Ray▲293

    I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.

    Apr 2026 · rayfinance.app · its alternatives →

15. 15
    Founder Weekly▲126

    The best hand curated links for entrepreneurs and investors

    2014 · founderweekly.com · its alternatives →

16. 16
    LendingRobot▲95

    Automated investing on Prosper/Lending Club

    2015 · classic.lendingrobot.com · its alternatives →

17. 17
    I Hate Money▲80

    Manage your shared expenses, easily

    2021 · ihatemoney.org · its alternatives →

18. 18
    LendingHome▲64

    Get a real estate loan. No bank required.

    2015 · kiavi.com · its alternatives →

19. 19
    YourCapital▲56

    Comprehensive Financial Advice at your fingertips

    2014 · its alternatives →

20. 20
    Netcapital▲122

    Replace venture capital with community capital

    2016 · netcapital.com · its alternatives →

21. 21
    Tiingo▲167

    High-end financial tools accessible to everyone

    2015 · app.tiingo.com · its alternatives →

22. 22
    Peerby▲73

    Borrow the things you need from people in your neighborhood

    2014 · peerby.com · its alternatives →

23. 23
    MoneyWiz▲71

    A modern approach to personal finance

    2014 · moneywizapp.com · its alternatives →

24. 24
    BikeSharing▲114

    Easily borrow a bike anywhere

    2015 · bike-sharing.org · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →