Commerce · alternatives · 2026

24 alternatives to KaiMoney

Loans backed by your investment portfolio, no credit score

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Salt Lending▲120

   Blockchain-backed loans. Hold your assets, get your cash.

   2017 · saltlending.com · its alternatives →

2. 2
   Stripe Capital▲515

   Access to fast, flexible financing to grow your business

   2019 · stripe.com · its alternatives →

3. 3
   Bloom▲96

   Decentralized credit scoring powered by Ethereum and IPFS

   2017 · winna.com · its alternatives →

4. 4
   Lofty▲221

   Real Estate Investing With Instant Liquidity – Lend & Earn

   2024 · lofty.ai · its alternatives →

5. 5
   Level▲137

   Non-dilutive financing for fintech startups

   2021 · its alternatives →

6. 6
   Worthy▲77

   Earn 5% interest while helping others

   2018 · worthybonds.com · its alternatives →

7. 7
   FiFit▲59

   Crypto-Backed Business Loans - Unleash Liquidity

   2021 · its alternatives →

8. 8
   INDmoney▲142

   SuperMoneyApp to track and invest at zero commission

   2021 · indmoney.com · its alternatives →

9. 9
   MyWallSt▲84

   We handpick the top 1% of stocks, invest successfully

   2022 · mywallst.com · its alternatives →

10. 10
    Savvy Trader▲67

    Create, share and discover great investment portfolios

    2023 · savvytrader.com · its alternatives →

11. 11
    Heron Data: Cashflow Scoring for SMBs▲111

    Predict business credit risk using bank data

    2023 · herondata.io · its alternatives →

12. 12
    Options Exercise Financing By Secfi▲122

    Exercise your startup options without the risk

    2020 · secfi.com · its alternatives →

13. 13
    Wealthfront Portfolio Line of Credit▲8

    Auto-approved, no application loans from Wealthfront

    2017 · wealthfront.com · its alternatives →

14. 14
    Underpay▲87

    You don't need a credit card to earn rewards (anymore)

    2022 · its alternatives →

15. 15
    2TheMoon▲102

    Have a look at the assets that could make you money

    2021 · its alternatives →

16. 16
    Nobias Finance▲73

    Institutional-level insights for the individual investor

    2020 · nobias.com · its alternatives →

17. 17
    Backed▲76

    Back startups and benefit as they grow with CompanyCoins

    2022 · backed.finance · its alternatives →

18. 18
    Tradestreaming -Why A BlackRock Portfolio Mgr Left $100B to Invest in Marketplace Lending▲65

    Blue Elephant's Brian Weinstein

    2015 · soundcloud.com · its alternatives →

19. 19
    Ascend▲79

    Loans for borrowers who are better than their credit score

    2017 · its alternatives →

20. 20
    Ambrosia▲65

    Invest in diversified crypto bundles

    2023 · its alternatives →

21. 21
    Cryptofolio▲66

    Application for tracking portfolios without buying crypto

    2022 · apps.apple.com · its alternatives →

22. 22
    Prism protocol▲75

    Turn credit into tradable risk

    May 2026 · prismprotocol.dev · its alternatives →

23. 23
    StockLift▲11

    Embedded portfolio analysis for fintech platforms & lenders

    2025 · stocklift.co · its alternatives →

24. 24
    rule30: Would we back your startup + why▲46

    Share your LinkedIn. Receive a decision + reasoning in 24h.

    Dec 2025 · founder.rule30.vc · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →