Commerce · alternatives · 2026

24 alternatives to Kendali Duit

Debt tracker that bills via WhatsApp, no payer signup needed

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Owy▲269

   Keep track of the things people owe you

   2017 · its alternatives →

2. 2
   NekoExpense▲103

   Save time by capturing expenses with just Whatsapp and Email

   2024 · nekoexpense.com · its alternatives →

3. 3
   Payback: Money & Expenses▲8

   Track who owes what — without a login or a bank connection

   Jun 2026 · apps.apple.com · its alternatives →

4. 4
   Bankoff Card▲116

   Banking without banks

   2020 · bankoff.co · its alternatives →

5. 5
   Gasti▲47

   Your financial nervous system, on WhatsApp.

   Jan 2026 · gasti.pro · its alternatives →

6. 6
   Chain▲54

   WhatsApp collections and transfers for independents

   May 2026 · wechain.mx · its alternatives →

7. 7
   Veevi — Invoice from WhatsApp in Seconds▲8

   Clients are already on WhatsApp. Your invoices should be too

   Jul 2026 · getveevi.com · its alternatives →

8. 8
   Finny▲13

   The expense tracker that logs itself

   Sep 2026 · getfinny.app · its alternatives →

9. 9
   UnDebt: Debt Tracker App▲17

   Getting ahead of your debts should be free.

   2025 · apps.apple.com · its alternatives →

10. 10
    Pango▲11

    Track, share & settle group expenses on WhatsApp

    Nov 2025 · its alternatives →

11. 11
    Vaniq▲2

    Log orders, track payments, send confirmations. In 30 sec.

    Jul 2026 · vaniq.co.in · its alternatives →

12. 12
    HisabKarle▲8

    Turn UPI payment screenshots into expense logs

    Jul 2026 · hisabkarle.com · its alternatives →

13. 13
    Niyojan▲4

    Your events run in WhatsApp. Niyojan lets nothing slip past.

    Jul 2026 · niyojan.live · its alternatives →

14. 14
    TaskDrop▲5

    Tradespeople don't need subscriptions. They need paying.

    May 2026 · its alternatives →

15. 15
    Receipto▲7

    Your bills and warranties, managed on WhatsApp

    Apr 2026 · receipto.aurexdigital.in · its alternatives →

16. 16
    WABridges▲6

    WhatsApp REST API - $5/mo flat, no Meta approval

    Jul 2026 · wabridges.com · its alternatives →

17. 17
    Mera Kharcha - AI Sms Expense Tracking ▲6

    An AI-Powered smart app to track all your expenses using sms

    Dec 2025 · play.google.com · its alternatives →

18. 18
    Detally▲3

    Track debts naturally with simple chat messages Offlinefirst

    May 2026 · play.google.com · its alternatives →

19. 19
    Kharcha - Easy Track Money▲7

    Single app to track all your money from multiple places.

    2025 · play.google.com · its alternatives →

20. 20
    Mis Deudas - Control de deudas▲3

    Track every debt & subscription on iPhone. iCloud sync.

    May 2026 · avsoftware.mx · its alternatives →

21. 21
    WhatsYourShare▲5

    Great friendships don't stop at the bill.

    Jul 2026 · whatsyourshare.app · its alternatives →

22. 22
    PayMeLater IOU Friend Debt Tracker▲7

    Split bills with multiple friends simply with Drag and Drop

    2024 · paymelater.app · its alternatives →

23. 23
    Horyon▲11

    Every trip in one place

    Jul 2026 · horyon.io · its alternatives →

24. 24
    Pay³▲3

    AI billing via WhatsApp for 32M+ Brazilian freelancers

    Feb 2026 · paycubed.co · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →