Commerce · alternatives · 2026

24 alternatives to Payback: Money & Expenses

Track who owes what — without a login or a bank connection

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   PayMeBack.lol▲143

   Simple, no-nonsense group expense tracking

   2024 · paymeback.lol · its alternatives →

2. 2PA
   Payback, a web app to make spending and borrowing money easier▲15

   2012 · payback.io · its alternatives →

3. 3
   Owy▲269

   Keep track of the things people owe you

   2017 · its alternatives →

4. 4
   Reseeit▲95

   A simple receipt tracking app for categorizing your spending

   2018 · apps.apple.com · its alternatives →

5. 5
   Finance Budget Expense Tracker▲135

   Track expenses, budget, manage bills, and save money

   2024 · play.google.com · its alternatives →

6. 6
   Payabl▲74

   Take control of your money

   2022 · payabl.vercel.app · its alternatives →

7. 7
   Stated▲78

   Privacy-first AI finance tracker

   Apr 2026 · statedmoney.com · its alternatives →

8. 8
   Finny▲13

   The expense tracker that logs itself

   Sep 2026 · getfinny.app · its alternatives →

9. 9
   Paymeback▲2

   Track borrowed money without awkward conversations.

   May 2026 · paymeback.base44.app · its alternatives →

10. 10
    PayMeLater IOU Friend Debt Tracker▲7

    Split bills with multiple friends simply with Drag and Drop

    2024 · paymelater.app · its alternatives →

11. 11
    Budget & Subscription Tracker▲6

    Money manager and budget tracker for expenses and bills

    Jul 2026 · play.google.com · its alternatives →

12. 12
    MoneyLog▲12

    Budget tracking | personal finance app

    Oct 2025 · money-log.app · its alternatives →

13. 13
    Paidback▲1

    On a mission to make debt payoff simple and fun

    2021 · thepaidbackapp.com · its alternatives →

14. 14
    Detally▲3

    Track debts naturally with simple chat messages Offlinefirst

    May 2026 · play.google.com · its alternatives →

15. 15
    Loan Tracker: You Owe Me▲2

    Track debts without awkward conversations

    Jan 2026 · midoris.github.io · its alternatives →

16. 16
    ExpenShare Expense Tracking Made Easy▲9

    Manage your Money Expenses, Track Costs, Stay Budget

    2025 · expenshare.app · its alternatives →

17. 17
    Expense — Effortless Expense Tracking▲7

    Track, manage, and control your expenses — effortlessly.

    2025 · play.google.com · its alternatives →

18. 18
    Payback▲2

    Remind your friends and family to pay their debts on time.

    2022 · its alternatives →

19. 19
    Subtrack▲7

    Track subscriptions, bills, and recurring expenses

    2025 · play.google.com · its alternatives →

20. 20
    Tanda▲7

    Say what you spent. Tanda logs it instantly.

    Jul 2026 · tanda.mrg.sh · its alternatives →

21. 21
    Paylog▲4

    All your subscriptions in one dashboard

    Mar 2026 · paylog.space · its alternatives →

22. 22
    PayBacks▲6

    Keep track of your small loans in a easy to use interface

    2015 · its alternatives →

23. 23
    CashLeakLogger▲3

    Offline expense tracker, no account or bank required

    Jul 2026 · play.google.com · its alternatives →

24. 24
    Auto Track Expenses and Bills▲7

    Save time by automatically tracking your expenses and bills

    Jan 2026 · voya-4f325.firebaseapp.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →