Commerce · alternatives · 2026

Payback is a web app designed to simplify shared spending and borrowing between individuals. Launched in 2012, it helps groups track who owes whom money and settle debts efficiently. The platform is intended for… Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Payback, a web app to make spending and borrowing money easier launched in 2012; newer entries below may have overtaken it.

1. 1
   Paidback▲1

   On a mission to make debt payoff simple and fun

   2021 · thepaidbackapp.com · its alternatives →

2. 2
   PayMeBack.lol▲143

   Simple, no-nonsense group expense tracking

   2024 · paymeback.lol · its alternatives →

3. 3
   Payback: Money & Expenses▲8

   Track who owes what — without a login or a bank connection

   Jun 2026 · apps.apple.com · its alternatives →

4. 4
   Payback▲2

   Remind your friends and family to pay their debts on time.

   2022 · its alternatives →

5. 5
   Owy▲269

   Keep track of the things people owe you

   2017 · its alternatives →

6. 6
   PayPing▲273

   All your recurring payments in one place

   Jan 2026 · payping.space · its alternatives →

7. 7
   iLend▲201

   Keep track of the things you lend and borrow.

   2017 · ilendapp.com · its alternatives →

8. 8
   Let's Split▲86

   Split and pay group expenses

   2023 · letsplit.com · its alternatives →

9. 9
   PayHere▲253

   Recurring payments with two lines of code

   2019 · payhere.co · its alternatives →

10. 10
    Payabl▲74

    Take control of your money

    2022 · payabl.vercel.app · its alternatives →

11. 11
    Fluz App▲118

    Reinventing cashback to give you more.

    2020 · fluz.app · its alternatives →

12. 12
    Splitable▲65

    A web app to help you split a bill with your friends.

    2019 · splitable.netlify.app · its alternatives →

13. 13
    Let's Split▲89

    Share, track and settle group expenses all in one app

    2023 · letsplit.com · its alternatives →

14. 14SA
    Spendy – a simple money tracker (iOS app)▲59

    2014 · dl.dropboxusercontent.com · its alternatives →

15. 15
    Balance Pro▲122

    Manage your money & track your spending

    2023 · balancepro.money · its alternatives →

16. 16
    Spendee Web App▲160

    See where your money goes (now on desktop too)

    2017 · spendee.com · its alternatives →

17. 17
    Splitz▲77

    Perfect for vacations, group outings and personal budgeting

    2023 · splitz.co.in · its alternatives →

18. 18
    The Eco App▲108

    One simple balance for saving, spending, and making money.

    2021 · eco.com · its alternatives →

19. 19
    Paynager▲65

    Saving for everything you want to buy

    2022 · paynager.vercel.app · its alternatives →

20. 20
    Splitser▲119

    Easily split and settle group expenses

    2023 · splitser.com · its alternatives →

21. 21
    Balancey▲81

    Budgeting, splitting, mindful spending

    2023 · balancey.app · its alternatives →

22. 22
    Penny, an easy way to track your spending▲89

    Meet Penny, your personal finance coach. Spend smarter, save more, live happier.

    2016 · pennyapp.io · its alternatives →

23. 23
    Paymeback▲2

    Track borrowed money without awkward conversations.

    May 2026 · paymeback.base44.app · its alternatives →

24. 24
    PayMeLater IOU Friend Debt Tracker▲7

    Split bills with multiple friends simply with Drag and Drop

    2024 · paymelater.app · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →