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Commerce · alternatives · 2026

24 alternatives to Stated

Privacy-first AI finance tracker

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1

    Everyone’s chasing AI hype. I built a Google Sheet and it quietly took off. In 2020, I made it to track my own finances for income, expenses, savings, yearly summaries etc. I shared it once on Reddit, forgot about it for a year… When I checked back, it had over 130k views and I was honestly stoked! No launch. No funding. No AI. Just a spreadsheet people actually stick with and find useful. I finally gave it a proper home: write-it-down.com Now, more than 2,300 people use it. It’s intentionally boring and that’s why it works. People don’t always need AI. They just need something that actually…

    2025 · write-it-down.com · its alternatives →

  2. 2
    Fina▲257

    Fina lets you build your own tracking system with live financial accounts all without using a spreadsheet. You can build and share custom templates the same way you can in notion.

    2023 · fina.money · its alternatives →

  3. 3

    Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…

    Nov 2025 · whisper.money · its alternatives →

  4. 4

    Automate your finance tracking in Notion

    2022 · inotion.gumroad.com · its alternatives →

  5. 5

    Manage your budget with AI, no bank credentials needed!

    2025 · its alternatives →

  6. 6

    The Privacy-First Expense Tracker. No Bank Login Required.

    Jul 2026 · spendkeep.com · its alternatives →

  7. 7

    Personal finance app

    Nov 2025 · personal-cfo.io · its alternatives →

  8. 8

    EA88 là điểm đến giải trí trực tuyến hàng đầu với kho game đa dạng cùng tỷ lệ trả thưởng hấp dẫn. Tham gia ngay để tận hưởng bảo mật tuyệt đối và ưu đãi lớn.

    2021 · safeapps.io · its alternatives →

  9. 9

    Track money without handing your bank login to an app

    Aug 2026 · a2z-finance.a2zfm.workers.dev · its alternatives →

  10. 10

    Smart money management with complete privacy of your data

    2025 · myfinmateapp.com · its alternatives →

  11. 11

    AI-powered personal Finance Tracker

    2025 · fintrack-ai.com · its alternatives →

  12. 12

    See all your spending from PDF bank statements

    Feb 2026 · statements-ai.app · its alternatives →

  13. 13

    Budget tracking | personal finance app

    Oct 2025 · money-log.app · its alternatives →

  14. 14

    Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.

    Jun 2026 · treasury.sh · its alternatives →

  15. 15

    Chat with your Money. India-first AI personal finance app.

    2025 · moneypal.club · its alternatives →

  16. 16

    Turn bank statements into personalized financial stories

    Jul 2026 · spendtel.app · its alternatives →

  17. 17

    Take control of ur finances with all-in-one Notion dashboard

    2025 · its alternatives →

  18. 18

    Automate your finances' management at 360 ° with Notion

    2021 · iamdave.gumroad.com · its alternatives →

  19. 19

    Know your numbers. Improve what you can.

    May 2026 · finious.ai · its alternatives →

  20. 20

    Smart personal finance tracker for your daily life

    Oct 2025 · apps.apple.com · its alternatives →

  21. 21

    A simple finance app for tracking your income and expenses

    2025 · its alternatives →

  22. 22

    Personal Finance Tracker for dummies who worry about finance

    2023 · theaccountantguy.gumroad.com · its alternatives →

  23. 23
    Say▲4

    Your voice is all you need to manage your money

    2025 · sayapp.net · its alternatives →

  24. 24

    Track spending & get AI financial advice on iOS

    Aug 2026 · thefinanceapp.app · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →