SpendKeep
The Privacy-First Expense Tracker. No Bank Login Required.
SpendKeep launched on July 23, 2026 with 27 votes, #749 of 24,623 launches that month and more than 95% of that year's launches.
What it does
Track expenses without bank sync. AI categorization via email forwarding & CSV import. No PSpendKeep is a privacy-first AI finance tracker. It automatically categorizes expenses by parsing bank SMS and forwarded emails using LLMs—no Plaid or bank sync required. Beyond budgeting, it features an institutional-grade portfolio analyzer that calculates Sharpe ratios, risk volatility, and concentration, complete with personalized AI financial health verdicts.
Track expenses without bank sync. AI categorization via email forwarding & CSV import. No Plaid, no data sharing. Free privacy-first finance app.
Forward your bank email alerts. Upload a CSV. Drop in a screenshot. SpendKeep's AI Accountant instantly categorizes your spending on your device— without ever asking for your bank login or selling your transaction history. Loved by privacy-conscious budgeters. No credit card required. SpendKeep isn't just about tracking numbers—it's about helping you build better habits without sacrificing your security. Every time you swipe, forward the email alert to SpendKeep. Our AI logs it, tags it, and shows you exactly how many $6 coffees you bought this week—so you can actually do something about it. Other apps demand your bank password so they can scrape your life and sell it to marketers. We don't…from spendkeep.com
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Source: Product Hunt launch ↗
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