Commerce · alternatives · 2026

24 alternatives to SpendKeep

The Privacy-First Expense Tracker. No Bank Login Required.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Stated▲78

   Privacy-first AI finance tracker

   Apr 2026 · statedmoney.com · its alternatives →

2. 2
   Rolly: AI Money Tracker▲29

   Makes expense tracking simpler and interesting with AI

   2024 · rolly.framer.website · its alternatives →

3. 3
   BudgetWise AI▲3

   AI Personal finance & secure privacy-first expense tracker

   Jun 2026 · apps.microsoft.com · its alternatives →

4. 4
   Spendwisee▲4

   AI-powered expense tracker with smart financial insights

   Jun 2026 · spendwisee.com · its alternatives →

5. 5
   FinSnap▲10

   A snapshot of your financial health

   2025 · finsnap.ai · its alternatives →

6. 6
   Fred — AI-Powered Expense Tracker▲14

   AI-Powered Expense Tracker

   2025 · tryfreddy.netlify.app · its alternatives →

7. 7
   Spending Tracker▲10

   Smart expense tracking for mindful spending

   2024 · apps.apple.com · its alternatives →

8. 8
   Klutter AI▲16

   AI powered expense tracker

   Jul 2026 · klutter.ai · its alternatives →

9. 9
   Mini-spend-tracker – a self-hosted server for tracking your spendings▲17

   Contribute to martinlevesque/mini-spend-tracker development by creating an account on GitHub.

   2023 · github.com · its alternatives →

10. 10
    Expense Easy: AI-Powered Expense Tracker▲7

    The smartest way to track your expenses

    2025 · expenseeasy.app · its alternatives →

11. 11
    Receiptist▲8

    AI Expense Tracker & Visual Budgeting inside Telegram

    Dec 2025 · receiptist.app · its alternatives →

12. 12
    Sloth Finance▲6

    AI-Powered Personal Finance and Expense Tracking

    Oct 2025 · slothfinance.com · its alternatives →

13. 13
    MintAi - Expense Tracker▲6

    Track spending with voice & Ai

    2025 · its alternatives →

14. 14
    finbrain▲3

    Chat-first money tracking with real-time AI budgets.

    Feb 2026 · finbrain.app · its alternatives →

15. 15
    Spendwiz : Smart Expense Tracker▲2

    Your AI powered expense tracker for effortless budgets

    Dec 2025 · play.google.com · its alternatives →

16. 16
    Expense Tracker▲15

    Your simple, no-noise personal finance buddy.

    2025 · github.com · its alternatives →

17. 17
    FinMate▲11

    Your smart expense tracker

    2025 · its alternatives →

18. 18
    Stakeplot▲8

    Automatically Track, budget and save money | rewards | India

    2025 · stakeplot.com · its alternatives →

19. 19
    SpendVoice ▲9

    Just speak. AI categorizes and tracks your expenses.

    Apr 2026 · spendvoice.com · its alternatives →

20. 20
    Pocket.AI - Spending Tracker▲9

    Smart, secure chat-based spending tracker.

    2025 · apps.apple.com · its alternatives →

21. 21
    TrackMyMoney▲6

    Manage your budget with AI, no bank credentials needed!

    2025 · its alternatives →

22. 22
    ExpenseNest▲3

    Private AI Expense Tracker for Freelancers — Works Offline

    Feb 2026 · tryexpensenest.app · its alternatives →

23. 23
    FinFlo Expense Income Tracker▲7

    Smart Finance Made Simple – 60% OFF for the Next 24 Hours!

    2025 · apps.apple.com · its alternatives →

24. 24
    Spendocap - Expense Tracker▲2

    Free and private expense tracker. No login, no subscription.

    Apr 2026 · apps.eidorian.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →