Dev tools · alternatives · 2026

24 alternatives to Loan Tracker: You Owe Me

Track debts without awkward conversations

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   BillSplit▲331

   Split bills with colleagues on Slack

   2023 · billsplit.app · its alternatives →

2. 2
   Owy▲269

   Keep track of the things people owe you

   2017 · its alternatives →

3. 3
   UnDebt: Debt Tracker App▲17

   Getting ahead of your debts should be free.

   2025 · apps.apple.com · its alternatives →

4. 4
   Bills Tracker ✖️ Notion AI▲91

   Never miss a payment again & master your money

   2023 · link.extycreate.com · its alternatives →

5. 5
   Trexy | Track Expenses Easily▲88

   Track expenses and debts easily with multi-currency support.

   2021 · apps.apple.com · its alternatives →

6. 6
   Notion Debt Tracker▲75

   Pay your debt obligations on time with Notion debt tracker

   2023 · theaccountantguy.gumroad.com · its alternatives →

7. 7
   Detally▲3

   Track debts naturally with simple chat messages Offlinefirst

   May 2026 · play.google.com · its alternatives →

8. 8
   Splitty for Telegram▲89

   Helps with managing shared expenses

   2017 · t.me · its alternatives →

9. 9
   TrackFi▲120

   Say goodbye to manual expense entry

   2025 · trackfi.co · its alternatives →

10. 10
    OweMate - Debt & Loan Tracker

    Smart debt tracker with AI-powered payment reminders

    Apr 2026 · apps.apple.com · its alternatives →

11. 11
    Ai Debt Tracker▲7

    Become debt-free faster, with AI in your corner.

    Oct 2025 · aidebttracker.com · its alternatives →

12. 12
    Owemint▲3

    Money Owed & Debt Tracker

    Jun 2026 · apps.apple.com · its alternatives →

13. 13
    Owed Tracker ▲3

    Track, send reminders, recover what you're owed from debtors

    Jun 2026 · owedtracker.lovable.app · its alternatives →

14. 14
    You owe me!▲3

    Money and item debt tracker for the unforgetting

    2019 · play.google.com · its alternatives →

15. 15
    PayWatch▲2

    AI bill tracker that fights Dutch debt escalation

    May 2026 · paywatch.app · its alternatives →

16. 16
    Financially — Public Alpha▲4

    Your Conversational Finance Tracker

    Feb 2026 · financially-ai.vercel.app · its alternatives →

17. 17
    Receiptist▲8

    AI Expense Tracker & Visual Budgeting inside Telegram

    Dec 2025 · receiptist.app · its alternatives →

18. 18
    Sliceup▲2

    Track spending, split bills, and chat with AI

    Aug 2026 · helpful-form-053449.framer.app · its alternatives →

19. 19
    PayMeLater IOU Friend Debt Tracker▲7

    Split bills with multiple friends simply with Drag and Drop

    2024 · paymelater.app · its alternatives →

20. 20
    Finance Bro▲8

    Snap, Speak or Type to Track

    2025 · apps.apple.com · its alternatives →

21. 21
    Payback: Money & Expenses▲8

    Track who owes what — without a login or a bank connection

    Jun 2026 · apps.apple.com · its alternatives →

22. 22
    Fred — AI-Powered Expense Tracker▲14

    AI-Powered Expense Tracker

    2025 · tryfreddy.netlify.app · its alternatives →

23. 23
    Klutter AI▲16

    AI powered expense tracker

    Jul 2026 · klutter.ai · its alternatives →

24. 24
    Dibs — Friendly Debt Tracker▲6

    Track money between friends and family. Offline, simple.

    Jan 2026 · dibs.pablogamero.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →