Commerce · alternatives · 2026

24 alternatives to OweMate - Debt & Loan Tracker

Smart debt tracker with AI-powered payment reminders

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1
Owy▲269
Keep track of the things people owe you
2017 · its alternatives →
2
iLend▲201
Keep track of the things you lend and borrow.
2017 · ilendapp.com · its alternatives →
3
Loan Tracker: You Owe Me▲2
Track debts without awkward conversations
Jan 2026 · midoris.github.io · its alternatives →
4
Notion Debt Tracker▲75
Pay your debt obligations on time with Notion debt tracker
2023 · theaccountantguy.gumroad.com · its alternatives →
5
Ai Debt Tracker▲7
Become debt-free faster, with AI in your corner.
Oct 2025 · aidebttracker.com · its alternatives →
6
Trexy | Track Expenses Easily▲88
Track expenses and debts easily with multi-currency support.
2021 · apps.apple.com · its alternatives →
7
Bills Tracker ✖️ Notion AI▲91
Never miss a payment again & master your money
2023 · link.extycreate.com · its alternatives →
8
Loaney▲68
Track loans simply and elegantly
2021 · loaney.exerra.xyz · its alternatives →
9
PayMeLater IOU Friend Debt Tracker▲7
Split bills with multiple friends simply with Drag and Drop
2024 · paymelater.app · its alternatives →
10
Early Bird▲75
Manage debts you owe yourself as if it were a credit card
2022 · its alternatives →
11
Who Owes Me▲66
App to remember who you loaned money to
2017 · apps.apple.com · its alternatives →
12
Owed Tracker ▲3
Track, send reminders, recover what you're owed from debtors
Jun 2026 · owedtracker.lovable.app · its alternatives →
13
Owemint▲3
Money Owed & Debt Tracker
Jun 2026 · apps.apple.com · its alternatives →
14
UnDebt: Debt Tracker App▲17
Getting ahead of your debts should be free.
2025 · apps.apple.com · its alternatives →
15
FinMate▲11
Your smart expense tracker
2025 · its alternatives →
16
LendSense▲6
Debt & LoanTracker
2025 · play.google.com · its alternatives →
17
Rolly: AI Money Tracker▲29
Makes expense tracking simpler and interesting with AI
2024 · rolly.framer.website · its alternatives →
18
Debtfreeo▲14
Plan smarter, live debt-free, powered by AI
2025 · debtfreeo.com · its alternatives →
19
PayWatch▲2
AI bill tracker that fights Dutch debt escalation
May 2026 · paywatch.app · its alternatives →
20
OweFlow
Track loans & IOUs so you never forget who owes what
Dec 2025 · play.google.com · its alternatives →
21
Detally▲3
Track debts naturally with simple chat messages Offlinefirst
May 2026 · play.google.com · its alternatives →
22
You owe me!▲3
Money and item debt tracker for the unforgetting
2019 · play.google.com · its alternatives →
23
Lend Helper▲5
Straightforward IOU/lend tracking app.
2020 · its alternatives →
24
Meet Debtshore—a calm debt tracking app▲1
Debtshore focuses on debt.
May 2026 · apps.apple.com · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →