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Work · alternatives · 2026

24 alternatives to OweFlow

Track loans & IOUs so you never forget who owes what

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

  1. 1
    Owy▲269

    Keep track of the things people owe you

    2017 · its alternatives →

  2. 2

    An app to keep track of all your subscriptions

    2017 · outflowapp.com · its alternatives →

  3. 3
    iLend▲201

    Keep track of the things you lend and borrow.

    2017 · ilendapp.com · its alternatives →

  4. 4
    Upflow▲353

    Cash collection, made easy.

    2020 · upflow.io · its alternatives →

  5. 5IS
  6. 6

    Straightforward IOU/lend tracking app.

    2020 · its alternatives →

  7. 7

    Manage and explore your debit and credit transaction flow

    2021 · apps.apple.com · its alternatives →

  8. 8
    Loaney▲68

    Track loans simply and elegantly

    2021 · loaney.exerra.xyz · its alternatives →

  9. 9

    App to remember who you loaned money to

    2017 · apps.apple.com · its alternatives →

  10. 10

    The best personal finance app

    2021 · play.google.com · its alternatives →

  11. 11

    Track expenses and debts easily with multi-currency support.

    2021 · apps.apple.com · its alternatives →

  12. 12

    Manage debts you owe yourself as if it were a credit card

    2022 · its alternatives →

  13. 13
    Outflow▲144

    An app to keep track of all your subscriptions

    2015 · outflowapp.com · its alternatives →

  14. 14

    Split bills with multiple friends simply with Drag and Drop

    2024 · paymelater.app · its alternatives →

  15. 15

    Smart debt tracker with AI-powered payment reminders

    Apr 2026 · apps.apple.com · its alternatives →

  16. 16

    A dedicated app for tracking money transactions with ease

    2025 · borrowlend.f5buddy.app · its alternatives →

  17. 17

    Share bills and IOUs - make sure everyone gets paid back

    2014 · splitwise.com · its alternatives →

  18. 18
    Spesa▲67

    An app to manage and track your personal daily expenses

    2021 · play.google.com · its alternatives →

  19. 19

    Debt & LoanTracker

    2025 · play.google.com · its alternatives →

  20. 20

    Money Owed & Debt Tracker

    Jun 2026 · apps.apple.com · its alternatives →

  21. 21
    IOU▲86

    Scan any receipt and split the tab with your friends

    2021 · apps.apple.com · its alternatives →

  22. 22

    Getting ahead of your debts should be free.

    2025 · apps.apple.com · its alternatives →

  23. 23

    A stupid simple IOU tracker

    May 2026 · play.google.com · its alternatives →

  24. 24
    IOweU▲3

    Track who owes what — money, items, favors. Free

    Jul 2026 · iou.2genio.us · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →