IOweU
Track who owes what — money, items, favors. Free
IOweU launched on July 21, 2026 with 3 votes, #8,766 of 24,623 launches that month and more than 50% of that year's launches.
What it does
IOweU tracks IOUs between people — money, borrowed items, chores, favors. Either side creates the IOU, the other confirms, so there's no arguing later. Reminders when things are out too long. Free on iPhone & Android, Swiss-made, GDPR-compliant, in 14 languages.
Track who owes what — money, borrowed items, favors, tasks, and family chores with optional rewards. IOweU is a free Swiss-made IOU app where either side can create, share, and settle IOUs.
IOweU is a free IOU app that tracks the money, items, favors, and tasks that people owe each other — and tend to forget. Whether you owe something or something is owed to you, it all lives in one place. Create IOUs from either side, share them in seconds, and settle them when you are ready. A drink gets paid for. A charger gets borrowed. A favor gets promised. Without one shared place to track it all, small things pile up and details get lost. Most apps stop at "who owes how much." IOweU tracks every kind of IOU — and lets either side create it. Not just a ledger. A shared flow where both sides stay in the loop. Every IOU stays visible to both sides. No more digging through chats, notes, or…from iou.2genio.us
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Source: Product Hunt launch ↗
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