Commerce · alternatives · 2026
24 alternatives to IOweU
Track who owes what — money, items, favors. Free
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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2019 · iou.ch · its alternatives →
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Track expenses and debts easily with multi-currency support.
2021 · apps.apple.com · its alternatives →
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Splitwise▲99Share bills and IOUs - make sure everyone gets paid back
2014 · splitwise.com · its alternatives →
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IOU-Money▲65Manage and explore your debit and credit transaction flow
2021 · apps.apple.com · its alternatives →
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Reclaim▲6Track IOUs, split costs, and reclaim what's yours.
May 2026 · getreclaim.app · its alternatives →
- 12
Split bills with multiple friends simply with Drag and Drop
2024 · paymelater.app · its alternatives →
- 13
Record everything about money in one place.
2021 · apps.apple.com · its alternatives →
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Money and item debt tracker for the unforgetting
2019 · play.google.com · its alternatives →
- 19
Track who owes what — without a login or a bank connection
Jun 2026 · apps.apple.com · its alternatives →
- 20
Better manage lending/borrowing money to friends and family.
2019 · borrowist.com · its alternatives →
- 21
The simple ledger for lends & IOUs
Aug 2026 · play.google.com · its alternatives →
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Track debts without awkward conversations
Jan 2026 · midoris.github.io · its alternatives →
- 24
Track who owes you — offline, private, with interest
Aug 2026 · apps.apple.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →