Dibs — Friendly Debt Tracker

What it does

Dibs is a lightweight, offline-first app to track personal debts between friends and family. Dibs focuses on informal, everyday debts: dinners, trips, shared expenses, and small loans between people you know. What makes Dibs different: - Offline-first by design — your data stays on your device - Zero setup — no sign-up, no accounts - Clear “who owes whom” view per person - Built for trust and simplicity, not financial products Intentionally simple, private, and focused. So you actually use it.

Track every IOU between you and your friends and family. Dibs is a local-first iOS app — no accounts, no cloud sync, just simple personal debt tracking.

Dibs keeps track of every IOU between you and the people in your life — splitting dinner, covering tickets, lending a few bucks — so you never have to wonder, ask, or do the maths again. Create a debt with a friend or family member the moment it happens — just an amount, a name, and an optional note. Open any debt to see exactly what it's for, when it was created, and whether it's settled — all in one clean view. Set a global reminder schedule or a one-off nudge for a specific debt, so settling up never slips your mind. A running total of what you owe and what you're owed — both overall and broken down person by person. Split a bill across a group and Dibs automatically converts it into…from dibs.pablogamero.com

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