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    I started working as a freelancer [in Finland] a year ago and was surprised to learn that no decent contract template was available for direct assignments. There were some free contract templates available for intermediated assignments, but not for direct assignments. The "golden standard" of contract templates in Finland is an extremely heavy-handed and expensive template that costs ~500€ PER YEAR to use. Personally at the time I decided to just do a DIY contract for my first freelancing project. Over time, as I got more engaged in the Finnish freelancing community, I realized that many…

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