Commerce · alternatives · 2026

24 alternatives to Lumio 2.0

Cut the cost of living without the spreadsheet faff

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Lumio 2.0 launched in 2022; newer entries below may have overtaken it.

1. 1
   FinanceOS with AI Financial Projections▲215

   The finance Spreadsheet killer, 20x faster, built in Notion

   2023 · ajinkyabhat.com · its alternatives →

2. 2
   remio▲541

   remio is designed to free you from being a manual data porter for AI. By syncing your full context, it builds a zero-effort Second Brain that understands your work as well as you do. We call this AI knowledge base "remio", because we want to build a local first app to "remember every input and output". As knowledge workers, we are stuck copy-pasting context just to get a decent answer. We spend more time digging through scattered Slack threads, Google Docs, and local files than actually doing the work. So here is what we made: 1. Connect once: It automatically indexes your full context—web…

   2025 · remio.ai · its alternatives →

3. 3
   Lumio▲24

   Track, Plan & Grow Your Money

   2020 · apps.apple.com · its alternatives →

4. 4
   Lumio Pro▲153

   Find financial peace of mind in minutes

   2023 · lumio-app.com · its alternatives →

5. 5
   Lums▲108

   Chat with your money and let Lums build your budget.

   Feb 2026 · lums.ai · its alternatives →

6. 6
   Preso Budget▲107

   Manage your money with a smart budgeting platform

   2025 · presobudget.com · its alternatives →

7. 7
   Lumio▲6

   The AI assistant that gets your work done, not just chats

   Jul 2026 · lumioai.cc · its alternatives →

8. 8
   PennyFlo▲105

   AI co-pilot for CFOs & business owners

   2024 · pennyflo.io · its alternatives →

9. 9
   Finlingo▲77

   Your own AI CFO, watching your money on autopilot

   May 2026 · finlingo.ai · its alternatives →

10. 10
    Blahget▲100

    Voice-based AI expense tracker app

    2024 · apps.apple.com · its alternatives →

11. 11
    Saveo: Track Money and Budget▲16

    Link your accounts and track budgets with the help of AI.

    2025 · apps.apple.com · its alternatives →

12. 12
    MoneyMoo▲17

    AI-powered personal finance advisor for everyone

    2025 · moneymoo.lovable.app · its alternatives →

13. 13
    Fazil▲6

    Track your expenses easily with voice and AI

    2025 · its alternatives →

14. 14
    Debtfreeo▲14

    Plan smarter, live debt-free, powered by AI

    2025 · debtfreeo.com · its alternatives →

15. 15
    Lumio▲2

    See all your money. Link none of your accounts.

    Aug 2026 · lumioapp.io · its alternatives →

16. 16
    ClearSpend AI▲12

    Stop paying for software nobody uses.

    Jul 2026 · clearspend.ai · its alternatives →

17. 17
    Tabby - AI money copilot▲12

    Chat with your expenses and make better financial decisions

    2025 · jointabby.xyz · its alternatives →

18. 18
    Klutter AI▲16

    AI powered expense tracker

    Jul 2026 · klutter.ai · its alternatives →

19. 19
    Lumimmo▲4

    Professional photos in 30s - Pay per use, not per month

    Jan 2026 · its alternatives →

20. 20
    FinFlo Expense Income Tracker▲7

    Smart Finance Made Simple – 60% OFF for the Next 24 Hours!

    2025 · apps.apple.com · its alternatives →

21. 21
    Fiorino AI▲6

    Track AI costs, scale with confidence and maximize profits

    2024 · fiorinoai.tech · its alternatives →

22. 22
    Lumio-AI ▲7

    Multi-Model Chat Interface

    2025 · its alternatives →

23. 23
    AI Powered Daily Budgeting▲11

    Contribute to porkybank/porkybank development by creating an account on GitHub.

    2024 · github.com · its alternatives →

24. 24
    Lumino▲1

    AI Personal Finance Assistant: Introducing Lumino Wealth

    Jun 2026 · luminowealth.ai · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →