Lumio
See all your money. Link none of your accounts.
What it does
Lumio is a private take on personal finance. It covers the whole picture, budgeting, spending by category, net worth, and debt payoff, without ever connecting to your bank. No Plaid, no account linking. You export a CSV or Excel file from your bank and import it, so your login stays with your bank and your data never lands on someone else's server. We don't sell it or track you, because the subscription is how we make money, not your spending.. $9/mth. or $90/yr. Free for the first 14 days.
Does the same job
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- IBI built an inbox-zero expense tracker with CRDTs and SQLite in browser2023 · tender.run · ▲8
Hi everyone! I’ve been working on a small personal finance tool called Tender for the better part of a year. I got tired of doing expenses by hand - going through several accounts to figure out refunds, subscription cancellations, getting paid back via venmo, etc. I’d get to the point where I’d have to go through months of transactions at a time if I got lazy and fell behind. The workflow in Tender is centered around getting to inbox-zero. Transactions leave the inbox when they’re categorized and there’s a basic rules engine for automation. You can also do things like add notes, set…
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Commerce · 26d ago · equitybee.com
Launched alongside, August 2026
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Life & fun · 10d ago · louisabraham.github.io
- SA
Hello HN! I found that picking out plausible but diverse skin tones for my digital art and game development projects was kind of difficult, and I got curious about if there was a way to define a color space that made it easy. I've built a color picker and procedural generation algorithm based on the space as well as a bunch of other fun js features and demos throughout the page that use the equations. If you find it interesting, I have lots of explanations of how I built it and what properties the space has. The methodology might be a bit shaky, but hopefully the result is as helpful for…
Life & fun · Aug 2026 · toneyalexander.github.io
I trained a 125M-parameter transformer to autocomplete piano performances in real time (~108 notes/sec on an iPhone 15). The idea is basically GitHub Copilot or Tabnine, except instead of prompting it with code, you prompt it by playing a few notes on a MIDI piano. The model then continues what you played, entirely on-device. The app is free if anyone wants to try it. Happy to answer questions about the model, training, Core ML, or the many things that didn't work.
AI · 17d ago · simedw.com