AI · alternatives · 2026
24 alternatives to Managing Our Household Budget with Excel and Machine Learning
A little over a year ago my girlfriend Lisette and I moved in together. A big part of living together was getting used to managing a budget, and knowing where our money went. Lisette made one of the coolest Excel spreadsheets I ever saw, the only thing we needed to do was… actually fill in wha
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Managing Our Household Budget with Excel and Machine Learning launched in 2017; newer entries below may have overtaken it.
- 1
- 2
Preso Budget▲107Manage your money with a smart budgeting platform
2025 · presobudget.com · its alternatives →
- 3
Everyone’s chasing AI hype. I built a Google Sheet and it quietly took off. In 2020, I made it to track my own finances for income, expenses, savings, yearly summaries etc. I shared it once on Reddit, forgot about it for a year… When I checked back, it had over 130k views and I was honestly stoked! No launch. No funding. No AI. Just a spreadsheet people actually stick with and find useful. I finally gave it a proper home: write-it-down.com Now, more than 2,300 people use it. It’s intentionally boring and that’s why it works. People don’t always need AI. They just need something that actually…
2025 · write-it-down.com · its alternatives →
- 4
Connect bank accounts to Google Sheets with Open Banking
2021 · its alternatives →
- 5
Share your budget and spending anonymously
2019 · budgetwithus.com · its alternatives →
- 6
Hey HN I'm Brad, the creator of SplitMyExpenses (SME)! I've always dreaded splitting expenses with friends after meals, so I'd usually do it as a batch process after a few weeks. I always dreamed of a tool that fit that workflow seamlessly and couldn't find it, so I did the thing most software tinkerers do, build your own tool! It has evolved substantially over the past few years, from a side project that almost never made it out the graveyard, to a polished web app with powerful API integrations and even AI! Splitting expenses sounded simple up front, but a few challenges worth calling out:…
2023 · splitmyexpenses.com · its alternatives →
- 7
OpBoard▲7I’m a financial analyst, and for years I managed our family budget in a massive Excel sheet. I loved the control, but it eventually became an "unpaid second job" of fixing broken CSV formats and patching formulas. The real problem: The spreadsheet was a barrier, not a bridge. It didn’t help me have better money conversations at home. Telling my wife “Dining is high” wasn't helpful; we needed to see where we were overspending (e.g., that one specific cafe vs. grocery runs) without me having to act as a "human pivot table" every Sunday night. I didn't want an app that required our bank…
Feb 2026 · opboard.io · its alternatives →
- 8
BudgetDuo▲72Easily determine your share of household expenses
2018 · budgetduo.com · its alternatives →
- 9
Avoid the chores of manually categorising your expenses.
2023 · expensesorted.com · its alternatives →
- 10
Monifi▲69Excel alternative for personal finance management
Dec 2025 · monifi.app · its alternatives →
- 11
Master your money: every expense, every detail
2023 · play.google.com · its alternatives →
- 12
Master your money: every expense, every detail
2023 · apps.apple.com · its alternatives →
- 13MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
- 14
Budget Plus▲68Track your income and expenses, easily manage your budget
2022 · budgetplus.netlify.app · its alternatives →
- 15
Hello, I'd like to share the first version of an app I've built for myself to categorise my expenses. Key features: - *Google Sheets Integration:* The tool is based on the spreadsheet I've been using to track my expenses over the years. I've turned it into a template that is available on the website. - *Automated Expense Categorization:* Tired of manually categorising and annoyed by the limits of rules, I've hooked the sheet up with an ML model that works based on past categorisations of your expenses. I've had great results with it. The tool is simple and basic and lets you keep using your…
2023 · expensesorted.com · its alternatives →
- 16
Calculate how much you and your partner should contribute towards shared expenses.
2018 · budgetduo.com · its alternatives →
- 17
Budget tracker, expense log, savings & debt planner
2025 · bravesaas.gumroad.com · its alternatives →
- 18
Log expenses by voice. Track budgets instantly.
Feb 2026 · apps.apple.com · its alternatives →
- 19
SMART BUDGET TO LEARN BUDGET AND ORGANIZE HEALTHY FINANCES
2025 · homesmartfinances.net · its alternatives →
- 20
Link your accounts and track budgets with the help of AI.
2025 · apps.apple.com · its alternatives →
- 21
Budget smarter — solo, with family, or as a group
Mar 2026 · spendmind.kaygeek.com · its alternatives →
- 22
Budget spreadsheet for Excel & Google Sheets
2024 · its alternatives →
- 23
Hi! I built PaperRight.xyz because I've tried everything: - AI-assisted budgeting tools that promise to "optimize" your spending - Spreadsheets with lots of formulas and color-coded cells - Apps that gamify saving and tell you your financial horoscope, or whatever None of them stuck. They were either too rigid, or too automated, or just too much. I don't need a terminally confused AI financial advisor (or a confused human financial advisor). I just needed something simple that showed me some metrics I couldn't find in any other budgeting app so I built paperright.xyz!
Nov 2025 · paperright.xyz · its alternatives →
- 24
A few months ago I realized I had no idea where our money was actually going. Not in a "we're broke" way, just... groceries, random Amazon purchases, subscriptions I forgot about, it all blurred together. I tried a few existing apps but they were either too complex (why does budgeting software feel like filing taxes?) or wanted to sell me credit cards or were expensive and had subscription. Nothing answered the simple question: "who in our household is spending what, and where?" The main insight: my partner and I just wanted to see patterns without judgment. Like "oh, I spent $200 on coffee…
Nov 2025 · calmspend.com · its alternatives →
Also compare
Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →