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Commerce · alternatives · 2026

24 alternatives to Mkobobank

Every Kobo counts

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Mkobobank launched in 2022; newer entries below may have overtaken it.

  1. 1

    Banking the un(der)banked Nigerians

    2021 · mkobobank.com · its alternatives →

  2. 2
    Monzo▲117

    The bank of the future

    2016 · monzo.com · its alternatives →

  3. 3
    DAB▲58

    All in one payment SaaS platform for entrepreneurs

    2021 · its alternatives →

  4. 4
    N26▲290

    The Mobile Bank

    2016 · n26.com · its alternatives →

  5. 5
    nibi▲232

    Run your empire as a freelancer

    2025 · getnibi.com · its alternatives →

  6. 6
    hylobiz▲87

    Helps automate accounts receivables and payables

    2021 · hylobiz.com · its alternatives →

  7. 7

    Discover your career

    2021 · meetkibo.com · its alternatives →

  8. 8
    Kobo360▲77

    Ship your products across Africa with on-demand trucks 🚚

    2018 · its alternatives →

  9. 9

    Create bank accounts for your users instantly

    2021 · cashfree.com · its alternatives →

  10. 10

    Simplify your personal and social finances.

    2019 · kroo.com · its alternatives →

  11. 11

    Digital bank for African diaspora

    2021 · lemonade.finance · its alternatives →

  12. 12

    All your German & EU bank balances, right in your menu bar

    Mar 2026 · simplebanking.de · its alternatives →

  13. 13

    We built a local-first, private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet. By local-first we mean, your data is on your system (we use sqlite over opfs, in browser). For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access…

    Nov 2025 · finbodhi.com · its alternatives →

  14. 14

    An open-source platform for banks

    2014 · openbankproject.com · its alternatives →

  15. 15

    beyond banking

    2020 · its alternatives →

  16. 16

    Personal finance management for Node.js hackers and Google Docs users - kika/hackerwallet

    2016 · github.com · its alternatives →

  17. 17

    Offline personal finance app based on the Kakebo method

    Feb 2026 · play.google.com · its alternatives →

  18. 18

    Hi HN, I’m a co-founder building kacet, a new freelancing platform that connects freelancers and employers, with crypto as the core payment rail. The problem I’m trying to solve is pretty familiar: existing platforms take high fees, are slow to pay out, and don’t work well for international teams. kacet is an experiment in building a simpler, more neutral marketplace where payments are borderless by default. Some highlights: • Crypto-native payments – fast, borderless payouts without banks, delays, or surprise freezes • Peer-to-peer contracts – clients and freelancers work directly, the…

    Jan 2026 · kacet.com · its alternatives →

  19. 19

    Financial records keeping tool for SMEs

    2024 · kauntabook.com · its alternatives →

  20. 20

    Smarter banking for a better tomorrow

    2023 · akibapay.com · its alternatives →

  21. 21

    Track Your Money Smart with Mojek | Personal Expense Tracker

    2025 · mojek.money · its alternatives →

  22. 22

    Digital receipts for modern Nigerian SMEs

    2025 · nairatrack.com · its alternatives →

  23. 23

    Digital banking for SMEs.

    2022 · its alternatives →

  24. 24

    A corporate card built for startups

    2020 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →