Commerce · alternatives · 2026

24 alternatives to Mkobo Digital Bank

Banking the un(der)banked Nigerians

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Mkobo Digital Bank launched in 2021; newer entries below may have overtaken it.

1. 1
   Kuda▲110

   An online only bank in Nigeria 🇳🇬

   2019 · kuda.com · its alternatives →

2. 2
   Monzo▲117

   The bank of the future

   2016 · monzo.com · its alternatives →

3. 3
   ALAT▲89

   Nigeria's first fully digital bank that will help you save

   2017 · its alternatives →

4. 4
   Mkobobank▲2

   Every Kobo counts

   2022 · mkobobank.com · its alternatives →

5. 5
   N26▲290

   The Mobile Bank

   2016 · n26.com · its alternatives →

6. 6
   Digit▲364

   SMS bot that monitors your bank account & saves you money

   2014 · oportun.com · its alternatives →

7. 7
   Monese▲171

   Opening a banking account has never been easier

   2015 · monese.com · its alternatives →

8. 8
   Sable▲320

   Free bank account and credit card for internationals

   2020 · its alternatives →

9. 9
   HCB▲390

   The open-source, nonprofit neobank

   2025 · hcb.hackclub.com · its alternatives →

10. 10
    Accounts by Cashfree▲155

    Create bank accounts for your users instantly

    2021 · cashfree.com · its alternatives →

11. 11
    OnJuno▲347

    Crypto friendly banking with 6% interest and 10% cashback

    2022 · its alternatives →

12. 12
    Simple▲161

    Online banking with automatic budgeting

    2014 · pnc.com · its alternatives →

13. 13
    XOBI▲125

    The first virtual assistant in personal finance.

    2016 · its alternatives →

14. 14
    Lemonade Finance▲99

    Digital bank for African diaspora

    2021 · lemonade.finance · its alternatives →

15. 15
    Coin Assistant▲139

    World's first financial AI-assistant for digital currencies

    2019 · coin.xyz · its alternatives →

16. 16
    hylobiz▲87

    Helps automate accounts receivables and payables

    2021 · hylobiz.com · its alternatives →

17. 17
    Bank.io▲99

    Coded fintech mobile app UI kit for iOS 16

    2022 · appsources.gumroad.com · its alternatives →

18. 18
    Payouts by Cashfree▲151

    Instant & automated payouts to bank accounts in India 🇮🇳

    2018 · cashfree.com · its alternatives →

19. 19
    Z1▲101

    Digital bank for teenagers in Latam

    2021 · z1.app · its alternatives →

20. 20
    DAB▲58

    All in one payment SaaS platform for entrepreneurs

    2021 · its alternatives →

21. 21
    DigitalMint▲59

    Cash-to-Bitcoin ATMs with customer fraud protection

    2021 · digitalmint.io · its alternatives →

22. 22
    Lopeer▲83

    Hybrid neobank that combines crypto with traditional banking

    2023 · lopeer.com · its alternatives →

23. 23
    Open Bank Project▲67

    An open-source platform for banks

    2014 · openbankproject.com · its alternatives →

24. 24
    DafriBank Digital LTD▲25

    Banking Without a Border!

    2022 · sendeezy.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →