Commerce · alternatives · 2026

24 alternatives to Z1

Digital bank for teenagers in Latam

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Z1 launched in 2021; newer entries below may have overtaken it.

1
FamPay Numberless Card▲90
India’s first neobank for teenagers
2020 · play.google.com · its alternatives →
2
N26▲289
The Mobile Bank
2016 · n26.com · its alternatives →
3
Monzo▲117
The bank of the future
2016 · monzo.com · its alternatives →
4
HCB▲390
The open-source, nonprofit neobank
2025 · hcb.hackclub.com · its alternatives →
5
Chipax▲99
Helping LATAM SMBs handle their finances like a pro
2021 · chipax.com · its alternatives →
6
COCA▲399
The world's first MPC wallet with non-custodial card
2024 · coca.xyz · its alternatives →
7
Hack Club Bank▲161
Non-profit bank account for high school hackathons
2018 · hackclub.com · its alternatives →
8
Karsa▲231
Get a virtual US bank account + save/spend dollars globally
2025 · gokarsa.com · its alternatives →
9
Z-Money Pro▲76
Online personal finance accounting system
2018 · z-money.pro · its alternatives →
10
Belvo▲134
Easiest way to connect bank accounts to an app in Latam
2020 · belvo.com · its alternatives →
11
Lopeer▲83
Hybrid neobank that combines crypto with traditional banking
2023 · lopeer.com · its alternatives →
12
HCB Mobile – financial app built by 17 y/o, processing $6M/month▲176
Hey everyone! I just built a mobile app using Expo (React Native) for a platform that moves $6M/month. It’s a neobank used by 6,500+ nonprofit organizations across the world. One of my biggest challenges, while juggling being a full-time student, was getting permission from Apple/Google to use advanced native features such as Tap to Pay (for in-person donations) and Push Provisioning (for adding your card to your digital wallet). It was months of back-and-forth emails, test case recordings, and also compliance checks. Even after securing Apple/Google’s permission, any minor…
Dec 2025 · hackclub.com · its alternatives →
13
OneFin▲120
One stop fintech software for banks & NBFCs
2025 · demo.onefin.in · its alternatives →
14
Monese▲171
Opening a banking account has never been easier
2015 · monese.com · its alternatives →
15
Dapi▲74
A new API to accept bank payments in Latam with free data
2021 · its alternatives →
16
Pideaky (YC S21)▲38
We help LatAm SMBs manage and accelerate their cash flow
2024 · pideaky.com · its alternatives →
17
Bank.io▲99
Coded fintech mobile app UI kit for iOS 16
2022 · appsources.gumroad.com · its alternatives →
18
Lunar▲91
Make the most of your money with this Nordic challenger bank
2020 · lunar.app · its alternatives →
19
DAB▲58
All in one payment SaaS platform for entrepreneurs
2021 · its alternatives →
20
Pideaky▲95
Point of sale system for corner shops in Latin America
2021 · pideaky.com · its alternatives →
21
simplebanking▲77
All your German & EU bank balances, right in your menu bar
Mar 2026 · simplebanking.de · its alternatives →
22
Shelf▲90
Neobank for young professionals in India
2022 · shelfpay.in · its alternatives →
23
MetaPass by ZELF▲185
Banking in Discord for gamers, first bank of the Metaverse
2021 · its alternatives →
24
Bank of The Metaverse by ZELF▲131
One account for Game Loot, NFTs & Fiat Money
2022 · its alternatives →

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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →