Commerce · alternatives · 2026

24 alternatives to Z1

Digital bank for teenagers in Latam

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Z1 launched in 2021; newer entries below may have overtaken it.

1. 1
   FamPay Numberless Card▲90

   India’s first neobank for teenagers

   2020 · its alternatives →

2. 2
   N26▲290

   The Mobile Bank

   2016 · its alternatives →

3. 3
   Monzo▲117

   The bank of the future

   2016 · its alternatives →

4. 4
   HCB▲391

   The open-source, nonprofit neobank

   2025 · hcb.hackclub.com · its alternatives →

5. 5
   Chipax▲99

   Helping LATAM SMBs handle their finances like a pro

   2021 · its alternatives →

6. 6
   COCA▲401

   The world's first MPC wallet with non-custodial card

   2024 · its alternatives →

7. 7
   Hack Club Bank▲161

   Non-profit bank account for high school hackathons

   2018 · its alternatives →

8. 8
   Karsa▲231

   Get a virtual US bank account + save/spend dollars globally

   2025 · gokarsa.com · its alternatives →

9. 9
   Sable▲320

   Free bank account and credit card for internationals

   2020 · its alternatives →

10. 10
    Z-Money Pro▲76

    Online personal finance accounting system

    2018 · its alternatives →

11. 11
    Belvo▲134

    Easiest way to connect bank accounts to an app in Latam

    2020 · its alternatives →

12. 12
    Lopeer▲83

    Hybrid neobank that combines crypto with traditional banking

    2023 · its alternatives →

13. 13HM
    HCB Mobile – financial app built by 17 y/o, processing $6M/month▲176

    Hey everyone! I just built a mobile app using Expo (React Native) for a platform that moves $6M/month. It’s a neobank used by 6,500+ nonprofit organizations across the world. One of my biggest challenges, while juggling being a full-time student, was getting permission from Apple/Google to use advanced native features such as Tap to Pay (for in-person donations) and Push Provisioning (for adding your card to your digital wallet). It was months of back-and-forth emails, test case recordings, and also compliance checks. Even after securing Apple/Google’s permission, any minor…

    Dec 2025 · hackclub.com · its alternatives →

14. 14
    OneFin▲120

    One stop fintech software for banks & NBFCs

    2025 · demo.onefin.in · its alternatives →

15. 15
    Monese▲171

    Opening a banking account has never been easier

    2015 · its alternatives →

16. 16
    Dapi▲74

    A new API to accept bank payments in Latam with free data

    2021 · its alternatives →

17. 17
    Pideaky (YC S21)▲38

    We help LatAm SMBs manage and accelerate their cash flow

    2024 · its alternatives →

18. 18
    Bank.io▲99

    Coded fintech mobile app UI kit for iOS 16

    2022 · its alternatives →

19. 19
    Lunar▲91

    Make the most of your money with this Nordic challenger bank

    2020 · its alternatives →

20. 20
    DAB▲58

    All in one payment SaaS platform for entrepreneurs

    2021 · its alternatives →

21. 21
    Pideaky▲95

    Point of sale system for corner shops in Latin America

    2021 · its alternatives →

22. 22
    Shelf▲90

    Neobank for young professionals in India

    2022 · its alternatives →

23. 23
    MetaPass by ZELF▲185

    Banking in Discord for gamers, first bank of the Metaverse

    2021 · its alternatives →

24. 24
    Bank of The Metaverse by ZELF▲131

    One account for Game Loot, NFTs & Fiat Money

    2022 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →